Mortgage lending in Susquehanna County, Pennsylvania
Lenders in Susquehanna County, Pennsylvania reported 1,210 mortgage applications for 2025, according to the CFPB.
1,210 mortgage applications and 716 loans originated in 2025; the denial rate was 24.2% of 987 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Susquehanna County, PA.
- 1,210
- Applications
- 716
- Loans originated
- 24.2%
- Denial rate
- 239 denied of 987 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,210 | 716 |
| 2024 | 1,100 | 630 |
| 2023 | 971 | 574 |
| 2022 | 1,326 | 789 |
| 2021 | 1,867 | 1,101 |
| 2020 | 1,646 | 975 |
| 2019 | 1,282 | 752 |
| 2018 | 1,297 | 722 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NBT Bank NA | 83 | 113 |
| Peoples Security Bank and Trust Company | 68 | 110 |
| Rocket Mortgage | 52 | 71 |
| Visions Federal Credit Union | 46 | 74 |
| The Honesdale National Bank | 35 | 41 |
| Community Bank, N.A. | 32 | 46 |
| First National Bank of PA | 29 | 62 |
| Summit Mortgage Corporation | 27 | 34 |
| United Wholesale Mortgage | 21 | 30 |
| Mortgage Research Center | 18 | 28 |
| Guild Mortgage Company | 16 | 20 |
| Wayne Bank | 14 | 20 |
| PS Bank | 13 | 20 |
| SWBC Mortgage Corporation | 12 | 14 |
| M&T Bank | 11 | 21 |
| Pennymac Loan Services LLC | 10 | 21 |
| Newrez LLC | 9 | 22 |
| Citizens & Northern Bank | 8 | 9 |
| loanDepot.com LLC | 8 | 14 |
| Freedom Mortgage Corporation | 8 | 11 |
| Ixonia Bank | 8 | 12 |
| Homestead Funding Corp. | 7 | 8 |
| Crosscountry Mortgage, LLC | 7 | 13 |
| Citizens Bank, NA | 7 | 12 |
| Pennsylvania State Employees Credit Union | 6 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 1,021 | 23.0% of 838 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 150 | 31.4% of 118 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,011 | 23.6% of 835 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 164 | 29.9% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 464 | 27.7% of 365 decided |
| Female | 213 | 23.9% of 176 decided |
| Joint | 426 | 19.1% of 362 decided |
| Sex Not Available | 107 | 32.1% of 84 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2061 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved