Mortgage lending in Montgomery County, Pennsylvania
Lenders in Montgomery County, Pennsylvania reported 30,841 mortgage applications for 2025, according to the CFPB.
30,841 mortgage applications and 19,326 loans originated in 2025; the denial rate was 19.4% of 25,157 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 30,841
- Applications
- 19,326
- Loans originated
- 19.4%
- Denial rate
- 4,881 denied of 25,157 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 30,841 | 19,326 |
| 2024 | 28,385 | 17,511 |
| 2023 | 27,048 | 16,669 |
| 2022 | 38,789 | 24,544 |
| 2021 | 66,312 | 44,200 |
| 2020 | 63,723 | 41,877 |
| 2019 | 41,314 | 26,324 |
| 2018 | 35,868 | 22,038 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 1,342 | 2,197 |
| Rocket Mortgage | 1,004 | 1,329 |
| Crosscountry Mortgage, LLC | 944 | 1,211 |
| Police and Fire Federal Credit Union | 841 | 1,481 |
| PNC Bank N.A. | 727 | 1,018 |
| United Wholesale Mortgage | 670 | 890 |
| TruMark Financial Credit Union | 652 | 1,021 |
| American Heritage Federal Credit Union | 513 | 889 |
| Guaranteed Rate, Inc. | 481 | 751 |
| Citadel Federal Credit Union | 388 | 721 |
| TD Bank | 379 | 655 |
| Pennymac Loan Services LLC | 378 | 603 |
| Prosperity Home Mortgage, LLC | 376 | 475 |
| Movement Mortgage, LLC | 307 | 389 |
| WSFS bank | 301 | 398 |
| Merck Sharp and Dohme FCU | 297 | 309 |
| Bank of America NA | 278 | 570 |
| Univest Bank and Trust Co. | 229 | 341 |
| Navy Federal Credit Union | 187 | 376 |
| Lennar Mortgage, LLC | 183 | 200 |
| Diamond Credit Union | 181 | 256 |
| CMG Mortgage Inc | 181 | 251 |
| Pennsylvania State Employees Credit Union | 176 | 249 |
| JPMorgan Chase Bank, NA | 167 | 270 |
| Keystone Funding, Inc | 163 | 179 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 64 | no rate: base under 50 |
| Asian | 2,685 | 20.5% of 2,103 decided |
| Black or African American | 2,075 | 34.4% of 1,665 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 20,082 | 17.3% of 16,803 decided |
| 2 or more minority races | 64 | 26.0% of 50 decided |
| Joint | 656 | 13.0% of 556 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,164 | 21.4% of 3,892 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,065 | 28.3% of 877 decided |
| Not Hispanic or Latino | 24,195 | 18.6% of 20,005 decided |
| Joint | withheld | |
| Ethnicity Not Available | 5,005 | 21.7% of 3,803 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,556 | 23.0% of 7,693 decided |
| Female | 6,375 | 24.7% of 5,203 decided |
| Joint | 12,100 | 13.3% of 10,200 decided |
| Sex Not Available | 2,810 | 22.5% of 2,061 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 492 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved