Skip to content
American Factbook
Menu
On this page

Mortgage lending in Florida

Lenders in Florida reported 931,897 mortgage applications for 2025, according to the CFPB.

931,897 mortgage applications and 491,046 loans originated in 2025. 196,298 of the 720,647 applications decided were denied, 27.2%. From 2025, the CFPB’s Snapshot release.

931,897
Applications
491,046
Loans originated
20.9 per 1,000 residents, over the Census Bureau's 2025 estimate.
27.2%
Denial rate
196,298 denied of 720,647 applications decided.

The largest lenders in Florida

2 more columns on a wider screen

Lenders in Florida by loans originated, 2025
RankLenderOriginated
1United Wholesale Mortgage49,897
2Rocket Mortgage31,530
3Crosscountry Mortgage, LLC11,987
4DHI Mortgage Company, LTD.11,582
5Lennar Mortgage, LLC10,692
6Pennymac Loan Services LLC9,704
7Navy Federal Credit Union8,416
8Suncoast Credit Union8,364
9Bank of America NA7,938
10loanDepot.com LLC7,460
11JPMorgan Chase Bank, NA6,131
12Truist Bank6,117
13Space Coast Credit Union5,900
14Regions Bank5,826
15Newrez LLC5,643
16Mortgage Research Center5,506
17Freedom Mortgage Corporation5,374
18A&d Mortgage LLC5,245
19The Loan Store, Inc4,627
20CMG Mortgage Inc4,388
21Pulte Mortgage LLC4,200
22Movement Mortgage, LLC4,122
23New American Funding, LLC.3,881
24Third Federal Savings and Loan3,765
25Paramount Residential Mortgage3,741

Counties in Florida

1 more column on a wider screen

Counties in Florida by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Miami-Dade County34,236$385,000
Broward County31,296$325,000
Hillsborough County30,459$295,000
Palm Beach County28,383$335,000
Orange County25,012$305,000
Lee County23,138$285,000
Duval County21,490$235,000
Polk County20,119$265,000
Pinellas County19,902$275,000
Pasco County18,899$265,000
Brevard County17,572$265,000
Volusia County14,130$245,000
Marion County12,809$215,000
Manatee County12,754$315,000
Sarasota County12,535$285,000
Lake County11,855$285,000
Osceola County11,546$325,000
St. Johns County11,151$335,000
St. Lucie County10,304$295,000
Seminole County9,530$285,000
Collier County9,281$375,000
Charlotte County7,431$255,000
Escambia County7,167$225,000
Hernando County6,982$255,000
Santa Rosa County6,361$285,000
Clay County6,081$255,000
Bay County6,006$275,000
Sumter County5,762$255,000
Okaloosa County5,596$305,000
Citrus County5,177$205,000
Leon County4,707$205,000
Flagler County4,584$275,000
Alachua County4,530$235,000
Indian River County4,153$255,000
Walton County3,902$395,000
Martin County3,761$305,000
Nassau County3,006$315,000
Highlands County2,448$195,000
Monroe County1,632$585,000
Putnam County1,393$185,000
Columbia County1,140$195,000
Wakulla County1,073$215,000
Levy County1,017$195,000
Hendry County838$255,000
Suwannee County690$195,000
Okeechobee County681$235,000
Jackson County647$155,000
Baker County514$235,000
Bradford County500$215,000
Gadsden County491$185,000
Gulf County485$295,000
Washington County480$205,000
DeSoto County440$205,000
Gilchrist County401$205,000
Franklin County313$275,000
Hardee County296$215,000
Jefferson County238$205,000
Taylor County225$165,000
Holmes County224$160,000
Madison County208$160,000
Dixie County206$175,000
Glades County193$215,000
Calhoun County181$165,000
Union County171$205,000
Hamilton County164$155,000
Liberty County93$185,000
Lafayette County77$175,000

Florida elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Florida Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Florida Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Florida →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved