Mortgage lending in Brevard County, Florida
Lenders in Brevard County, Florida reported 31,837 mortgage applications for 2025, according to the CFPB.
31,837 mortgage applications and 17,572 loans originated in 2025; the denial rate was 23.4% of 24,634 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Palm Bay-Melbourne-Titusville, FL MSA.
- 31,837
- Applications
- 17,572
- Loans originated
- 23.4%
- Denial rate
- 5,768 denied of 24,634 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 31,837 | 17,572 |
| 2024 | 31,363 | 16,943 |
| 2023 | 31,635 | 16,726 |
| 2022 | 40,687 | 22,194 |
| 2021 | 59,621 | 34,343 |
| 2020 | 54,294 | 31,533 |
| 2019 | 37,113 | 21,109 |
| 2018 | 34,244 | 18,749 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,800 | 2,494 |
| Space Coast Credit Union | 1,793 | 3,027 |
| Rocket Mortgage | 1,200 | 1,760 |
| Community Credit Union of Florida | 651 | 1,030 |
| Crosscountry Mortgage, LLC | 561 | 853 |
| The Mortgage Firm | 549 | 720 |
| Launch Credit Union | 375 | 931 |
| Navy Federal Credit Union | 356 | 793 |
| Pennymac Loan Services LLC | 323 | 639 |
| DHI Mortgage Company, LTD. | 291 | 446 |
| Mortgage Research Center | 279 | 777 |
| Freedom Mortgage Corporation | 276 | 628 |
| Lennar Mortgage, LLC | 269 | 341 |
| Newrez LLC | 258 | 636 |
| Truist Bank | 245 | 506 |
| RMC Home Mortgage, LLC | 229 | 325 |
| Embrace Home Loans, Inc. | 223 | 318 |
| DYBN Financial Corporation dba Morgan Financial | 222 | 309 |
| Bank of America NA | 219 | 571 |
| loanDepot.com LLC | 215 | 417 |
| Regions Bank | 162 | 331 |
| Acrisure Mortgage, LLC | 161 | 224 |
| JPMorgan Chase Bank, NA | 159 | 271 |
| KBHS Home Loans, LLC | 154 | 220 |
| New American Funding, LLC. | 146 | 352 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 170 | 30.9% of 126 decided |
| Asian | 851 | 18.7% of 659 decided |
| Black or African American | 2,460 | 33.3% of 1,919 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 21,976 | 21.9% of 17,318 decided |
| 2 or more minority races | 90 | 38.9% of 72 decided |
| Joint | 688 | 18.5% of 541 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,527 | 26.2% of 3,939 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,639 | 26.6% of 2,821 decided |
| Not Hispanic or Latino | 22,111 | 22.5% of 17,411 decided |
| Joint | 944 | 19.0% of 753 decided |
| Ethnicity Not Available | 5,126 | 26.4% of 3,640 decided |
| Free Form Text Only | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 11,972 | 24.9% of 9,169 decided |
| Female | 7,042 | 27.2% of 5,584 decided |
| Joint | 10,116 | 17.9% of 8,023 decided |
| Sex Not Available | 2,707 | 28.4% of 1,858 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 465 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved