Mortgage lending in Alachua County, Florida
Lenders in Alachua County, Florida reported 8,562 mortgage applications for 2025, according to the CFPB.
8,562 mortgage applications and 4,530 loans originated in 2025; the denial rate was 26.6% of 6,531 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Gainesville, FL HUD Metro FMR Area.
- 8,562
- Applications
- 4,530
- Loans originated
- 26.6%
- Denial rate
- 1,740 denied of 6,531 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,562 | 4,530 |
| 2024 | 7,806 | 4,233 |
| 2023 | 7,827 | 4,165 |
| 2022 | 10,988 | 6,038 |
| 2021 | 15,883 | 9,459 |
| 2020 | 14,092 | 8,452 |
| 2019 | 10,109 | 5,753 |
| 2018 | 9,191 | 5,247 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Campus USA Credit Union | 391 | 494 |
| Rocket Mortgage | 256 | 366 |
| DHI Mortgage Company, LTD. | 238 | 323 |
| United Wholesale Mortgage | 229 | 333 |
| Florida Credit Union | 179 | 581 |
| Ameris Bank | 144 | 209 |
| Radiant Credit Union | 134 | 251 |
| Lennar Mortgage, LLC | 132 | 176 |
| American Financial Network, Inc. | 127 | 181 |
| Affordable Mortgage Advisors | 124 | 168 |
| Advisors Mortgage Group, LLC | 99 | 115 |
| Mortgage Lenders Investment TR | 87 | 103 |
| Pennymac Loan Services LLC | 75 | 149 |
| Navy Federal Credit Union | 65 | 154 |
| Truist Bank | 65 | 123 |
| Mortgage Research Center | 61 | 153 |
| PNC Bank N.A. | 61 | 108 |
| Bank of America NA | 58 | 160 |
| 21ST Mortgage | 55 | 331 |
| Crosscountry Mortgage, LLC | 54 | 97 |
| TD Bank | 52 | 82 |
| Everett Financial, Inc. | 50 | 70 |
| VyStar Credit Union | 48 | 130 |
| The Mortgage Firm | 46 | 54 |
| Guaranteed Rate, Inc. | 46 | 102 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 30 | no rate: base under 50 |
| Asian | 509 | 20.4% of 396 decided |
| Black or African American | 1,055 | 44.1% of 803 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,101 | 21.8% of 3,954 decided |
| 2 or more minority races | 17 | no rate: base under 50 |
| Joint | 229 | 22.7% of 181 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,612 | 33.3% of 1,154 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 910 | 28.1% of 727 decided |
| Not Hispanic or Latino | 5,873 | 24.8% of 4,548 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,469 | 34.7% of 1,023 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,618 | 27.0% of 1,965 decided |
| Female | 2,297 | 30.8% of 1,788 decided |
| Joint | 2,808 | 20.5% of 2,207 decided |
| Sex Not Available | 839 | 36.1% of 571 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 663 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved