Mortgage lending in Suwannee County, Florida
Lenders in Suwannee County, Florida reported 1,656 mortgage applications for 2025, according to the CFPB.
1,656 mortgage applications and 690 loans originated in 2025; the denial rate was 38.3% of 1,234 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Suwannee County, FL.
- 1,656
- Applications
- 690
- Loans originated
- 38.3%
- Denial rate
- 473 denied of 1,234 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,656 | 690 |
| 2024 | 1,467 | 575 |
| 2023 | 1,403 | 533 |
| 2022 | 1,779 | 726 |
| 2021 | 2,121 | 916 |
| 2020 | 1,746 | 735 |
| 2019 | 1,330 | 579 |
| 2018 | 1,334 | 553 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 89 | 115 |
| 21ST Mortgage | 79 | 334 |
| Rocket Mortgage | 61 | 101 |
| First Federal Bank | 43 | 71 |
| Mortgage Research Center | 25 | 44 |
| Triad Financial Services, Inc. | 23 | 86 |
| Union Home Mortgage Corp. | 17 | 30 |
| VyStar Credit Union | 14 | 50 |
| Movement Mortgage, LLC | 14 | 21 |
| American Pacific Mortgage Corporation | 14 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 64 |
| Navy Federal Credit Union | 12 | 20 |
| Radiant Credit Union | 11 | 29 |
| CSL Financial, LLC | 11 | 11 |
| Florida Credit Union | 10 | 60 |
| American Financial Network, Inc. | 10 | 13 |
| American Financial Resources LLC | 9 | 13 |
| Campus USA Credit Union | 9 | 20 |
| New American Funding, LLC. | 9 | 23 |
| TD Bank | 8 | 17 |
| Newrez LLC | 8 | 23 |
| Southwest Stage Funding LLC | 7 | 12 |
| loanDepot.com LLC | 7 | 15 |
| Crosscountry Mortgage, LLC | 7 | 23 |
| Suncoast Credit Union | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 86 | 48.7% of 76 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,279 | 36.0% of 951 decided |
| 2 or more minority races | under 10 | |
| Joint | 31 | no rate: base under 50 |
| Race Not Available | 231 | 44.9% of 165 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 210 | 35.0% of 160 decided |
| Not Hispanic or Latino | 1,157 | 39.1% of 872 decided |
| Joint | withheld | |
| Ethnicity Not Available | 248 | 38.1% of 173 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 559 | 40.5% of 407 decided |
| Female | 377 | 44.0% of 284 decided |
| Joint | 618 | 33.7% of 475 decided |
| Sex Not Available | 102 | 33.8% of 68 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1115 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved