Mortgage lending in Manatee County, Florida
Lenders in Manatee County, Florida reported 22,061 mortgage applications for 2025, according to the CFPB.
22,061 mortgage applications and 12,754 loans originated in 2025; the denial rate was 23.3% of 17,538 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: North Port-Bradenton-Sarasota, FL MSA.
- 22,061
- Applications
- 12,754
- Loans originated
- 23.3%
- Denial rate
- 4,088 denied of 17,538 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 22,061 | 12,754 |
| 2024 | 21,468 | 12,419 |
| 2023 | 21,399 | 12,412 |
| 2022 | 27,526 | 15,490 |
| 2021 | 40,025 | 24,728 |
| 2020 | 34,976 | 21,880 |
| 2019 | 23,804 | 14,306 |
| 2018 | 21,360 | 12,652 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 908 | 1,270 |
| DHI Mortgage Company, LTD. | 825 | 1,126 |
| United Wholesale Mortgage | 823 | 1,233 |
| Rocket Mortgage | 606 | 906 |
| Suncoast Credit Union | 441 | 642 |
| Taylor Morrison Home Funding, Inc. | 343 | 522 |
| Pennymac Loan Services LLC | 323 | 589 |
| Bank of America NA | 246 | 594 |
| loanDepot.com LLC | 241 | 347 |
| CMG Mortgage Inc | 238 | 354 |
| Pulte Mortgage LLC | 232 | 354 |
| Neal Communities Funding, LLC | 181 | 223 |
| Third Federal Savings and Loan | 169 | 314 |
| Crosscountry Mortgage, LLC | 159 | 271 |
| M/I Financial. LLC | 154 | 192 |
| Fifth Third Bank, National Association | 151 | 365 |
| Regions Bank | 149 | 295 |
| NVR Mortgage Finance, Inc. | 148 | 222 |
| Southstate Bank, National Association | 139 | 201 |
| Truist Bank | 125 | 305 |
| Navy Federal Credit Union | 124 | 289 |
| JPMorgan Chase Bank, NA | 118 | 212 |
| Newrez LLC | 117 | 353 |
| Fairway Independent Mort Corp | 113 | 160 |
| KBHS Home Loans, LLC | 108 | 223 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 99 | 36.4% of 77 decided |
| Asian | 698 | 23.8% of 562 decided |
| Black or African American | 1,013 | 34.8% of 835 decided |
| Native Hawaiian or Other Pacific Islander | 60 | no rate: base under 50 |
| White | 16,021 | 21.6% of 12,891 decided |
| 2 or more minority races | withheld | |
| Joint | 427 | 20.7% of 343 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,707 | 27.1% of 2,763 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,684 | 27.8% of 2,171 decided |
| Not Hispanic or Latino | 15,164 | 22.0% of 12,189 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,477 | 26.4% of 2,581 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,408 | 25.3% of 5,894 decided |
| Female | 4,577 | 26.3% of 3,683 decided |
| Joint | 8,248 | 18.8% of 6,681 decided |
| Sex Not Available | 1,828 | 29.2% of 1,280 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 222 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved