Mortgage lending in Volusia County, Florida
Lenders in Volusia County, Florida reported 26,780 mortgage applications for 2025, according to the CFPB.
26,780 mortgage applications and 14,130 loans originated in 2025; the denial rate was 27.0% of 20,749 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area.
- 26,780
- Applications
- 14,130
- Loans originated
- 27.0%
- Denial rate
- 5,612 denied of 20,749 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 26,780 | 14,130 |
| 2024 | 26,808 | 14,232 |
| 2023 | 27,352 | 14,297 |
| 2022 | 36,189 | 19,078 |
| 2021 | 52,457 | 30,214 |
| 2020 | 46,147 | 26,753 |
| 2019 | 33,562 | 19,228 |
| 2018 | 29,927 | 16,508 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,456 | 2,059 |
| Rocket Mortgage | 987 | 1,453 |
| Space Coast Credit Union | 598 | 1,143 |
| CMG Mortgage Inc | 478 | 706 |
| DHI Mortgage Company, LTD. | 425 | 594 |
| Crosscountry Mortgage, LLC | 297 | 514 |
| Bank of America NA | 280 | 782 |
| Pennymac Loan Services LLC | 271 | 543 |
| Lennar Mortgage, LLC | 258 | 348 |
| Truist Bank | 252 | 563 |
| loanDepot.com LLC | 226 | 362 |
| Mortgage Research Center | 223 | 521 |
| Fairwinds Credit Union | 220 | 457 |
| Navy Federal Credit Union | 181 | 465 |
| Freedom Mortgage Corporation | 179 | 454 |
| Guild Mortgage Company | 175 | 251 |
| Newrez LLC | 161 | 441 |
| The Mortgage Firm | 157 | 195 |
| Launch Credit Union | 150 | 339 |
| JPMorgan Chase Bank, NA | 142 | 243 |
| Regions Bank | 142 | 362 |
| Acrisure Mortgage, LLC | 137 | 193 |
| PNC Bank N.A. | 128 | 288 |
| Fairway Independent Mort Corp | 127 | 178 |
| Nationstar Mortgage | 118 | 177 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 174 | 44.6% of 139 decided |
| Asian | 612 | 30.1% of 459 decided |
| Black or African American | 1,689 | 35.0% of 1,303 decided |
| Native Hawaiian or Other Pacific Islander | 57 | 42.0% of 50 decided |
| White | 18,651 | 25.2% of 14,746 decided |
| 2 or more minority races | 44 | no rate: base under 50 |
| Joint | 467 | 20.9% of 369 decided |
| Free Form Text Only | 14 | no rate: base under 50 |
| Race Not Available | 5,072 | 30.8% of 3,632 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,822 | 29.9% of 2,988 decided |
| Not Hispanic or Latino | 17,541 | 26.1% of 13,870 decided |
| Joint | 768 | 22.3% of 605 decided |
| Ethnicity Not Available | 4,639 | 29.0% of 3,280 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,612 | 28.8% of 7,407 decided |
| Female | 6,467 | 29.6% of 5,103 decided |
| Joint | 8,282 | 21.5% of 6,623 decided |
| Sex Not Available | 2,419 | 33.7% of 1,616 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 598 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved