Mortgage lending in DeSoto County, Florida
Lenders in DeSoto County, Florida reported 843 mortgage applications for 2025, according to the CFPB.
843 mortgage applications and 440 loans originated in 2025; the denial rate was 30.0% of 656 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: DeSoto County, FL.
- 843
- Applications
- 440
- Loans originated
- 30.0%
- Denial rate
- 197 denied of 656 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 843 | 440 |
| 2024 | 952 | 439 |
| 2023 | 881 | 403 |
| 2022 | 1,128 | 521 |
| 2021 | 1,408 | 744 |
| 2020 | 1,101 | 585 |
| 2019 | 897 | 469 |
| 2018 | 799 | 387 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lower, LLC | 82 | 105 |
| United Wholesale Mortgage | 38 | 55 |
| Suncoast Credit Union | 34 | 66 |
| Midflorida Credit Union | 32 | 63 |
| Rocket Mortgage | 26 | 33 |
| Crews Bank & Trust | 15 | 20 |
| Southstate Bank, National Association | 14 | 16 |
| Truist Bank | 9 | 23 |
| Crosscountry Mortgage, LLC | 8 | 12 |
| Pennymac Loan Services LLC | 8 | 16 |
| Newrez LLC | 7 | 21 |
| Navy Federal Credit Union | 6 | 14 |
| loanDepot.com LLC | 6 | 9 |
| AmeriHome Mortgage Company, LLC | 5 | 5 |
| Bank of America NA | 5 | 13 |
| A&d Mortgage LLC | 4 | 7 |
| Mortgage Research Center | 4 | 10 |
| Granite Bank | 4 | 5 |
| Credit Human Federal Credit Un | 4 | 9 |
| 21ST Mortgage | 4 | 25 |
| Lake Michigan Credit Union | 4 | 7 |
| Fifth Third Bank, National Association | 4 | 5 |
| Movement Mortgage, LLC | 3 | 5 |
| NOVA Financial & Investment Corporation | 3 | 3 |
| Nationstar Mortgage | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 52 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 655 | 27.5% of 524 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 111 | 35.5% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 170 | 27.1% of 133 decided |
| Not Hispanic or Latino | 549 | 29.5% of 440 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 106 | 38.0% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 326 | 26.3% of 255 decided |
| Female | 170 | 41.0% of 134 decided |
| Joint | 276 | 25.0% of 220 decided |
| Sex Not Available | 71 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 973 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved