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Mortgage lending in Lee County, Florida

Lenders in Lee County, Florida reported 40,904 mortgage applications for 2025, according to the CFPB.

40,904 mortgage applications and 23,138 loans originated in 2025; the denial rate was 24.5% of 32,359 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Cape Coral-Fort Myers, FL MSA.

40,904
Applications
23,138
Loans originated
24.5%
Denial rate
7,912 denied of 32,359 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Lee County, Florida, by year
YearApplicationsOriginated
202540,90423,138
202440,36722,228
202339,19421,103
202254,24729,712
202180,93248,015
202068,10440,147
201946,98127,586
201842,03124,222

The largest lenders here

Lenders in Lee County, Florida by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage2,3013,241
Suncoast Credit Union1,6562,582
Rocket Mortgage1,5102,238
Lennar Mortgage, LLC8701,403
Crosscountry Mortgage, LLC7011,086
loanDepot.com LLC7001,077
Pulte Mortgage LLC472663
Pennymac Loan Services LLC467952
DHI Mortgage Company, LTD.453711
Lake Michigan Credit Union444672
American Pacific Mortgage Corporation437540
Fifth Third Bank, National Association356862
New American Funding, LLC.291583
Paramount Residential Mortgage288396
Third Federal Savings and Loan276553
Movement Mortgage, LLC255350
Bank of America NA245774
JPMorgan Chase Bank, NA242400
Freedom Mortgage Corporation238560
Lower, LLC207280
Newrez LLC198650
The Loan Store, Inc197312
Mortgage Research Center196445
Mortgage 1 Incorporated186234
Kind Lending, LLC185282

Applications by race, ethnicity and sex, 2025

By race, Lee County, Florida: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native21734.1% of 176 decided
Asian68824.8% of 524 decided
Black or African American2,39433.9% of 1,877 decided
Native Hawaiian or Other Pacific Islanderwithheld
White29,84522.6% of 24,010 decided
2 or more minority races6246.4% of 56 decided
Joint54222.8% of 444 decided
Free Form Text Onlyunder 10
Race Not Available7,10329.0% of 5,233 decided
By ethnicity, Lee County, Florida: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino11,38524.2% of 9,250 decided
Not Hispanic or Latino22,00423.7% of 17,502 decided
Joint1,08521.8% of 895 decided
Ethnicity Not Available6,41828.2% of 4,706 decided
Free Form Text Only12no rate: base under 50
By sex, Lee County, Florida: applications and denial rate
CategoryApplicationsDenial rate
Male15,23125.8% of 12,063 decided
Female9,09627.9% of 7,258 decided
Joint12,97819.2% of 10,549 decided
Sex Not Available3,59930.4% of 2,489 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved