Mortgage lending in Dixie County, Florida
Lenders in Dixie County, Florida reported 548 mortgage applications for 2025, according to the CFPB.
548 mortgage applications and 206 loans originated in 2025; the denial rate was 42.8% of 409 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dixie County, FL.
- 548
- Applications
- 206
- Loans originated
- 42.8%
- Denial rate
- 175 denied of 409 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 548 | 206 |
| 2024 | 456 | 169 |
| 2023 | 460 | 153 |
| 2022 | 599 | 249 |
| 2021 | 633 | 253 |
| 2020 | 519 | 220 |
| 2019 | 452 | 176 |
| 2018 | 397 | 166 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 26 | 105 |
| United Wholesale Mortgage | 18 | 24 |
| American Financial Resources LLC | 16 | 16 |
| Rocket Mortgage | 11 | 20 |
| Everett Financial, Inc. | 8 | 12 |
| Union Home Mortgage Corp. | 6 | 6 |
| Southwest Stage Funding LLC | 5 | 8 |
| Mortgage Research Center | 5 | 20 |
| Suncoast Credit Union | 5 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 44 |
| Seacoast National Bank | 4 | 8 |
| Campus USA Credit Union | 4 | 5 |
| Affordable Mortgage Advisors | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 9 |
| Metroplex Mortgage Services | 4 | 4 |
| Ameris Bank | 4 | 9 |
| Radiant Credit Union | 3 | 12 |
| Navy Federal Credit Union | 3 | 4 |
| American Pacific Mortgage Corporation | 3 | 5 |
| Guaranteed Rate, Inc. | 3 | 7 |
| Capital City Bank | 2 | 12 |
| CSL Financial, LLC | 2 | 2 |
| Planet Home Lending, LLC | 2 | 3 |
| Change Lending | 2 | 2 |
| The Mortgage Firm | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 430 | 41.2% of 325 decided |
| Joint | under 10 | |
| Race Not Available | 73 | 39.3% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 417 | 43.0% of 309 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 99 | 44.0% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 204 | 38.6% of 153 decided |
| Female | 129 | 62.2% of 98 decided |
| Joint | 179 | 33.3% of 129 decided |
| Sex Not Available | 36 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1369 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved