Mortgage lending in Hardee County, Florida
Lenders in Hardee County, Florida reported 659 mortgage applications for 2025, according to the CFPB.
659 mortgage applications and 296 loans originated in 2025; the denial rate was 35.0% of 491 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hardee County, FL.
- 659
- Applications
- 296
- Loans originated
- 35.0%
- Denial rate
- 172 denied of 491 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 659 | 296 |
| 2024 | 583 | 296 |
| 2023 | 496 | 223 |
| 2022 | 647 | 294 |
| 2021 | 687 | 360 |
| 2020 | 547 | 313 |
| 2019 | 477 | 236 |
| 2018 | 410 | 207 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Midflorida Credit Union | 42 | 107 |
| Rocket Mortgage | 21 | 29 |
| Suncoast Credit Union | 19 | 32 |
| United Wholesale Mortgage | 18 | 29 |
| Lower, LLC | 18 | 30 |
| 21ST Mortgage | 11 | 56 |
| Crosscountry Mortgage, LLC | 9 | 15 |
| Pennymac Loan Services LLC | 9 | 18 |
| Crews Bank & Trust | 7 | 11 |
| Leaderone Financial Corp. | 6 | 8 |
| Bell Bank | 6 | 7 |
| Southwest Stage Funding LLC | 5 | 9 |
| American Liberty Mortgage Inco | 5 | 6 |
| Acrisure Mortgage, LLC | 4 | 4 |
| Guild Mortgage Company | 4 | 4 |
| Triad Financial Services, Inc. | 4 | 18 |
| CMG Mortgage Inc | 4 | 4 |
| Plains Commerce Bank | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 8 |
| Metroplex Mortgage Services | 4 | 4 |
| Truist Bank | 4 | 9 |
| Fifth Third Bank, National Association | 4 | 6 |
| American Financial Resources LLC | 3 | 3 |
| Gold Star Mortgage Financial Group, Corporation | 3 | 6 |
| Movement Mortgage, LLC | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| White | 501 | 34.4% of 393 decided |
| Joint | under 10 | |
| Race Not Available | 120 | 35.6% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 175 | 32.9% of 140 decided |
| Not Hispanic or Latino | 360 | 34.9% of 278 decided |
| Joint | withheld | |
| Ethnicity Not Available | 97 | 38.2% of 55 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 247 | 35.8% of 190 decided |
| Female | 111 | 33.7% of 86 decided |
| Joint | 251 | 33.2% of 190 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 866 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved