Mortgage lending in Sumter County, Florida
Lenders in Sumter County, Florida reported 8,710 mortgage applications for 2025, according to the CFPB.
8,710 mortgage applications and 5,762 loans originated in 2025; the denial rate was 15.1% of 7,019 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wildwood-The Villages, FL MSA.
- 8,710
- Applications
- 5,762
- Loans originated
- 15.1%
- Denial rate
- 1,062 denied of 7,019 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,710 | 5,762 |
| 2024 | 6,638 | 4,279 |
| 2023 | 6,003 | 3,752 |
| 2022 | 9,413 | 6,314 |
| 2021 | 13,660 | 9,227 |
| 2020 | 12,281 | 8,270 |
| 2019 | 7,850 | 5,289 |
| 2018 | 6,437 | 4,344 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens First Bank | 1,983 | 2,520 |
| United Wholesale Mortgage | 342 | 432 |
| Rocket Mortgage | 331 | 450 |
| Union Home Mortgage Corp. | 161 | 192 |
| DHI Mortgage Company, LTD. | 132 | 185 |
| JPMorgan Chase Bank, NA | 83 | 113 |
| Navy Federal Credit Union | 81 | 146 |
| Truist Bank | 80 | 135 |
| Midflorida Credit Union | 73 | 114 |
| Bank of America NA | 72 | 145 |
| Crosscountry Mortgage, LLC | 70 | 101 |
| Pennymac Loan Services LLC | 68 | 120 |
| Mortgage Research Center | 62 | 142 |
| Suncoast Credit Union | 57 | 101 |
| Acrisure Mortgage, LLC | 53 | 61 |
| Fairway Independent Mort Corp | 49 | 61 |
| NVR Mortgage Finance, Inc. | 48 | 74 |
| Wells Fargo Bank NA | 46 | 62 |
| loanDepot.com LLC | 40 | 78 |
| Regions Bank | 37 | 71 |
| Fifth Third Bank, National Association | 37 | 59 |
| Primelending | 35 | 41 |
| The Mortgage Firm | 35 | 42 |
| Pulte Mortgage LLC | 32 | 52 |
| Newrez LLC | 31 | 81 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 100 | 14.8% of 81 decided |
| Black or African American | 183 | 38.0% of 142 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 7,101 | 14.0% of 5,792 decided |
| 2 or more minority races | under 10 | |
| Joint | 120 | 13.3% of 98 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,169 | 18.2% of 874 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 453 | 23.1% of 359 decided |
| Not Hispanic or Latino | 6,849 | 14.1% of 5,595 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,227 | 17.0% of 917 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,345 | 19.8% of 1,855 decided |
| Female | 1,755 | 18.1% of 1,428 decided |
| Joint | 4,103 | 10.8% of 3,376 decided |
| Sex Not Available | 507 | 20.0% of 360 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 526 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved