Mortgage lending in Liberty County, Florida
Lenders in Liberty County, Florida reported 202 mortgage applications for 2025, according to the CFPB.
202 mortgage applications and 93 loans originated in 2025; the denial rate was 30.8% of 156 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Liberty County, FL.
- 202
- Applications
- 93
- Loans originated
- 30.8%
- Denial rate
- 48 denied of 156 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 202 | 93 |
| 2024 | 165 | 65 |
| 2023 | 169 | 73 |
| 2022 | 200 | 79 |
| 2021 | 241 | 118 |
| 2020 | 214 | 94 |
| 2019 | 168 | 60 |
| 2018 | 139 | 43 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Calhoun Liberty Credit Union | 19 | 22 |
| United Wholesale Mortgage | 7 | 11 |
| Ameris Bank | 7 | 8 |
| Rocket Mortgage | 6 | 7 |
| Regions Bank | 6 | 8 |
| loanDepot.com LLC | 5 | 10 |
| 21ST Mortgage | 5 | 28 |
| Navy Federal Credit Union | 4 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 8 |
| Southwest Stage Funding LLC | 2 | 5 |
| Centennial Bank | 2 | 5 |
| First Commerce Credit Union | 2 | 3 |
| University Bank | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 2 |
| Peoplessouth Bank | 2 | 2 |
| Amerisave Mortgage Company | 2 | 4 |
| Capital City Bank | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Coastal Community Bank | 1 | 2 |
| Click n' Close, Inc. | 1 | 2 |
| Land Home Financial Services, | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 9 |
| Movement Mortgage, LLC | 1 | 1 |
| Newrez LLC | 1 | 2 |
| Nationstar Mortgage | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 161 | 28.5% of 123 decided |
| Joint | under 10 | |
| Race Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 162 | 26.8% of 127 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 74 | 36.4% of 55 decided |
| Female | 47 | no rate: base under 50 |
| Joint | 67 | 21.1% of 52 decided |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1233 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved