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Mortgage lending in Duval County, Florida

Lenders in Duval County, Florida reported 40,362 mortgage applications for 2025, according to the CFPB.

40,362 mortgage applications and 21,490 loans originated in 2025; the denial rate was 26.3% of 30,952 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Jacksonville, FL HUD Metro FMR Area.

40,362
Applications
21,490
Loans originated
26.3%
Denial rate
8,129 denied of 30,952 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Duval County, Florida, by year
YearApplicationsOriginated
202540,36221,490
202440,06920,955
202339,03320,035
202255,39828,670
202179,73645,219
202068,75439,354
201948,78827,611
201842,54823,587

The largest lenders here

Lenders in Duval County, Florida by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage2,4373,297
Rocket Mortgage1,3461,975
VyStar Credit Union1,0962,524
Navy Federal Credit Union8961,993
Community First Credit Union of FLorida6421,047
Movement Mortgage, LLC497715
Mortgage Research Center4381,064
Bank of America NA393856
Lennar Mortgage, LLC386490
Ameris Bank374562
Pennymac Loan Services LLC372719
DHI Mortgage Company, LTD.366532
Guild Mortgage Company337478
Freedom Mortgage Corporation336726
loanDepot.com LLC296543
Kiavi Funding, Inc.278421
Crosscountry Mortgage, LLC250427
Everett Financial, Inc.249370
Loanpeople, LLC222306
Newrez LLC212664
CMG Mortgage Inc208322
EMM Loans LLC199235
First Federal Bank198296
Regions Bank193532
Jet HomeLoans, LP188262

Applications by race, ethnicity and sex, 2025

By race, Duval County, Florida: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native24136.7% of 180 decided
Asian1,78825.6% of 1,354 decided
Black or African American7,91434.5% of 6,094 decided
Native Hawaiian or Other Pacific Islanderwithheld
White20,71422.7% of 16,247 decided
2 or more minority races18326.1% of 134 decided
Joint82423.9% of 637 decided
Free Form Text Onlyunder 10
Race Not Available8,60027.3% of 6,228 decided
By ethnicity, Duval County, Florida: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino4,89126.9% of 3,854 decided
Not Hispanic or Latino26,20126.0% of 20,356 decided
Joint1,07222.0% of 819 decided
Ethnicity Not Available8,18327.3% of 5,911 decided
Free Form Text Only15no rate: base under 50
By sex, Duval County, Florida: applications and denial rate
CategoryApplicationsDenial rate
Male14,97827.2% of 11,520 decided
Female10,47230.1% of 8,141 decided
Joint10,27521.1% of 8,068 decided
Sex Not Available4,63726.2% of 3,223 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved