Mortgage lending in Leon County, Florida
Lenders in Leon County, Florida reported 8,321 mortgage applications for 2025, according to the CFPB.
8,321 mortgage applications and 4,707 loans originated in 2025; the denial rate was 21.8% of 6,490 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Tallahassee, FL HUD Metro FMR Area.
- 8,321
- Applications
- 4,707
- Loans originated
- 21.8%
- Denial rate
- 1,413 denied of 6,490 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,321 | 4,707 |
| 2024 | 8,282 | 4,439 |
| 2023 | 7,979 | 4,284 |
| 2022 | 11,064 | 6,203 |
| 2021 | 17,423 | 10,616 |
| 2020 | 15,507 | 9,411 |
| 2019 | 10,403 | 6,168 |
| 2018 | 8,917 | 5,256 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 389 | 527 |
| Movement Mortgage, LLC | 324 | 428 |
| First Commerce Credit Union | 269 | 428 |
| University Bank | 226 | 286 |
| Servisfirst Bank | 207 | 266 |
| loanDepot.com LLC | 203 | 272 |
| United Wholesale Mortgage | 182 | 291 |
| Capital City Home Loans, LLC | 120 | 169 |
| Truist Bank | 118 | 213 |
| Ameris Bank | 110 | 146 |
| Colony Bank | 77 | 93 |
| Prime Meridian Bank | 74 | 112 |
| Bank of America NA | 69 | 178 |
| Regions Bank | 66 | 132 |
| Capital City Bank | 65 | 96 |
| Navy Federal Credit Union | 64 | 132 |
| Pennymac Loan Services LLC | 63 | 131 |
| Delmar Financial Company | 61 | 80 |
| First Community Mortgage, Inc. | 56 | 73 |
| DHI Mortgage Company, LTD. | 53 | 90 |
| Nationstar Mortgage | 52 | 78 |
| JPMorgan Chase Bank, NA | 47 | 86 |
| Mortgage Research Center | 43 | 98 |
| Freedom Mortgage Corporation | 41 | 99 |
| Towne Mortgage Company | 41 | 62 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 37 | no rate: base under 50 |
| Asian | 300 | 15.8% of 215 decided |
| Black or African American | 1,565 | 35.7% of 1,187 decided |
| Native Hawaiian or Other Pacific Islander | 13 | no rate: base under 50 |
| White | 4,701 | 16.9% of 3,773 decided |
| 2 or more minority races | 21 | no rate: base under 50 |
| Joint | 150 | 13.3% of 120 decided |
| Race Not Available | 1,534 | 24.7% of 1,138 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 518 | 23.9% of 405 decided |
| Not Hispanic or Latino | 6,023 | 20.5% of 4,777 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,555 | 26.9% of 1,130 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,633 | 21.8% of 2,064 decided |
| Female | 2,287 | 25.7% of 1,793 decided |
| Joint | 2,496 | 16.7% of 1,985 decided |
| Sex Not Available | 905 | 26.4% of 648 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 976 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved