Mortgage lending in Martin County, Florida
Lenders in Martin County, Florida reported 6,809 mortgage applications for 2025, according to the CFPB.
6,809 mortgage applications and 3,761 loans originated in 2025; the denial rate was 24.1% of 5,258 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Port St. Lucie, FL MSA.
- 6,809
- Applications
- 3,761
- Loans originated
- 24.1%
- Denial rate
- 1,269 denied of 5,258 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,809 | 3,761 |
| 2024 | 6,057 | 3,235 |
| 2023 | 6,033 | 3,243 |
| 2022 | 8,646 | 4,780 |
| 2021 | 14,114 | 8,510 |
| 2020 | 13,226 | 7,969 |
| 2019 | 8,686 | 5,054 |
| 2018 | 8,045 | 4,547 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 348 | 489 |
| Rocket Mortgage | 223 | 308 |
| Crosscountry Mortgage, LLC | 195 | 279 |
| Seacoast National Bank | 144 | 246 |
| Pennymac Loan Services LLC | 112 | 186 |
| Pulte Mortgage LLC | 107 | 153 |
| Mattamy Home Funding LLC | 95 | 128 |
| Bank of America NA | 85 | 239 |
| loanDepot.com LLC | 77 | 111 |
| DHI Mortgage Company, LTD. | 71 | 95 |
| Midflorida Credit Union | 68 | 147 |
| PNC Bank N.A. | 68 | 141 |
| JPMorgan Chase Bank, NA | 67 | 118 |
| Truist Bank | 57 | 134 |
| TD Bank | 52 | 97 |
| Navy Federal Credit Union | 52 | 100 |
| Third Federal Savings and Loan | 48 | 100 |
| Guaranteed Rate, Inc. | 45 | 85 |
| Space Coast Credit Union | 45 | 78 |
| Southstate Bank, National Association | 45 | 86 |
| K. Hovnanian American Mortgage | 44 | 60 |
| Newrez LLC | 43 | 118 |
| Capital Partners Mortgage Services, LLC | 43 | 52 |
| NVR Mortgage Finance, Inc. | 35 | 54 |
| Angel Oak Mortgage Solutions LLC | 33 | 46 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 80 | 20.3% of 64 decided |
| Black or African American | 158 | 32.8% of 125 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,376 | 23.0% of 4,225 decided |
| 2 or more minority races | under 10 | |
| Joint | 71 | 13.7% of 51 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,090 | 29.3% of 767 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 506 | 29.7% of 421 decided |
| Not Hispanic or Latino | 5,007 | 22.8% of 3,906 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,115 | 29.3% of 776 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,522 | 26.6% of 1,938 decided |
| Female | 1,393 | 28.5% of 1,093 decided |
| Joint | 2,343 | 18.1% of 1,861 decided |
| Sex Not Available | 551 | 28.4% of 366 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 256 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved