Mortgage lending in Columbia County, Florida
Lenders in Columbia County, Florida reported 2,569 mortgage applications for 2025, according to the CFPB.
2,569 mortgage applications and 1,140 loans originated in 2025; the denial rate was 34.7% of 1,889 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbia County, FL.
- 2,569
- Applications
- 1,140
- Loans originated
- 34.7%
- Denial rate
- 656 denied of 1,889 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,569 | 1,140 |
| 2024 | 2,311 | 1,060 |
| 2023 | 2,404 | 1,017 |
| 2022 | 3,147 | 1,476 |
| 2021 | 3,787 | 1,903 |
| 2020 | 3,412 | 1,691 |
| 2019 | 2,584 | 1,238 |
| 2018 | 2,316 | 1,104 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 111 | 148 |
| Rocket Mortgage | 101 | 134 |
| Campus USA Credit Union | 58 | 75 |
| Florida Credit Union | 56 | 178 |
| First Federal Bank | 53 | 82 |
| 21ST Mortgage | 52 | 262 |
| Movement Mortgage, LLC | 42 | 54 |
| VyStar Credit Union | 39 | 101 |
| Atlantic Bay Mortgage Group | 36 | 52 |
| American Financial Network, Inc. | 35 | 52 |
| Mortgage Research Center | 33 | 75 |
| Radiant Credit Union | 30 | 47 |
| Pennymac Loan Services LLC | 19 | 42 |
| Navy Federal Credit Union | 18 | 43 |
| Triad Financial Services, Inc. | 18 | 69 |
| Affordable Mortgage Advisors | 16 | 26 |
| American Financial Resources LLC | 13 | 19 |
| New American Funding, LLC. | 13 | 48 |
| Freedom Mortgage Corporation | 13 | 33 |
| Union Home Mortgage Corp. | 13 | 25 |
| Equity Prime Mortgage LLC | 12 | 22 |
| CSL Financial, LLC | 11 | 11 |
| loanDepot.com LLC | 10 | 28 |
| Crosscountry Mortgage, LLC | 10 | 26 |
| Seacoast National Bank | 9 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 20 | no rate: base under 50 |
| Black or African American | 234 | 48.0% of 177 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,768 | 33.3% of 1,319 decided |
| 2 or more minority races | under 10 | |
| Joint | 46 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 482 | 34.3% of 335 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 157 | 36.7% of 109 decided |
| Not Hispanic or Latino | 1,815 | 34.3% of 1,357 decided |
| Joint | withheld | |
| Ethnicity Not Available | 509 | 37.5% of 357 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 901 | 32.4% of 651 decided |
| Female | 544 | 42.4% of 408 decided |
| Joint | 871 | 31.7% of 669 decided |
| Sex Not Available | 253 | 37.3% of 161 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1112 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved