Mortgage lending in St. Lucie County, Florida
Lenders in St. Lucie County, Florida reported 19,843 mortgage applications for 2025, according to the CFPB.
19,843 mortgage applications and 10,304 loans originated in 2025; the denial rate was 29.2% of 15,508 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Port St. Lucie, FL MSA.
- 19,843
- Applications
- 10,304
- Loans originated
- 29.2%
- Denial rate
- 4,532 denied of 15,508 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,843 | 10,304 |
| 2024 | 20,676 | 10,726 |
| 2023 | 20,337 | 10,295 |
| 2022 | 27,454 | 14,502 |
| 2021 | 36,933 | 21,052 |
| 2020 | 29,747 | 17,051 |
| 2019 | 21,121 | 11,912 |
| 2018 | 18,663 | 10,216 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,309 | 1,844 |
| Rocket Mortgage | 791 | 1,130 |
| Crosscountry Mortgage, LLC | 469 | 707 |
| Lennar Mortgage, LLC | 365 | 503 |
| loanDepot.com LLC | 294 | 566 |
| Pennymac Loan Services LLC | 231 | 509 |
| Midflorida Credit Union | 215 | 574 |
| PNC Bank N.A. | 186 | 429 |
| DHI Mortgage Company, LTD. | 164 | 294 |
| Bank of America NA | 152 | 525 |
| Seacoast National Bank | 151 | 262 |
| Newrez LLC | 151 | 489 |
| Freedom Mortgage Corporation | 141 | 380 |
| Coastal Loans, LLC | 125 | 160 |
| Taylor Morrison Home Funding, Inc. | 125 | 210 |
| Mattamy Home Funding LLC | 123 | 181 |
| Guaranteed Rate, Inc. | 118 | 224 |
| JPMorgan Chase Bank, NA | 111 | 202 |
| Guild Mortgage Company | 110 | 149 |
| Navy Federal Credit Union | 108 | 287 |
| Paramount Residential Mortgage | 107 | 162 |
| A&d Mortgage LLC | 99 | 150 |
| Mortgage Research Center | 98 | 261 |
| Space Coast Credit Union | 94 | 225 |
| Southstate Bank, National Association | 90 | 141 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 92 | 43.5% of 69 decided |
| Asian | 368 | 30.6% of 294 decided |
| Black or African American | 3,721 | 37.6% of 2,952 decided |
| Native Hawaiian or Other Pacific Islander | 57 | no rate: base under 50 |
| White | 11,178 | 25.8% of 8,890 decided |
| 2 or more minority races | withheld | |
| Joint | 368 | 21.4% of 299 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,003 | 31.1% of 2,916 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,742 | 29.0% of 2,996 decided |
| Not Hispanic or Latino | 11,751 | 29.2% of 9,279 decided |
| Joint | 673 | 24.0% of 551 decided |
| Ethnicity Not Available | 3,664 | 30.5% of 2,673 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,045 | 30.5% of 5,427 decided |
| Female | 4,620 | 32.8% of 3,669 decided |
| Joint | 6,446 | 24.6% of 5,214 decided |
| Sex Not Available | 1,732 | 32.7% of 1,198 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 302 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved