Mortgage lending in Jackson County, Florida
Lenders in Jackson County, Florida reported 1,560 mortgage applications for 2025, according to the CFPB.
1,560 mortgage applications and 647 loans originated in 2025; the denial rate was 40.1% of 1,172 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Jackson County, FL.
- 1,560
- Applications
- 647
- Loans originated
- 40.1%
- Denial rate
- 470 denied of 1,172 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,560 | 647 |
| 2024 | 1,410 | 570 |
| 2023 | 1,357 | 547 |
| 2022 | 1,554 | 675 |
| 2021 | 1,966 | 904 |
| 2020 | 1,593 | 742 |
| 2019 | 1,344 | 569 |
| 2018 | 1,123 | 437 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 61 | 329 |
| Rocket Mortgage | 54 | 79 |
| United Wholesale Mortgage | 36 | 58 |
| First Commerce Credit Union | 28 | 44 |
| Tyndall Federal Credit Union | 27 | 42 |
| CMG Mortgage Inc | 27 | 35 |
| Peoplessouth Bank | 27 | 27 |
| Regions Bank | 21 | 44 |
| First Federal Bank | 21 | 35 |
| Mortgage Research Center | 18 | 38 |
| All IN Credit Union | 16 | 36 |
| Navy Federal Credit Union | 12 | 25 |
| Crosscountry Mortgage, LLC | 12 | 25 |
| Securitynational Mortgage Company | 10 | 15 |
| Magnolia Bank | 9 | 11 |
| Calhoun Liberty Credit Union | 9 | 11 |
| Innovations Financial Credit Union | 8 | 8 |
| loanDepot.com LLC | 8 | 16 |
| Newrez LLC | 8 | 19 |
| Freedom Mortgage Corporation | 8 | 12 |
| Pennymac Loan Services LLC | 8 | 14 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 78 |
| Five Star Credit Union | 7 | 17 |
| Ameris Bank | 7 | 9 |
| Truist Bank | 7 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 238 | 54.4% of 171 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,056 | 37.1% of 813 decided |
| 2 or more minority races | under 10 | |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 220 | 41.7% of 156 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 50 | no rate: base under 50 |
| Not Hispanic or Latino | 1,194 | 38.4% of 909 decided |
| Joint | 36 | no rate: base under 50 |
| Ethnicity Not Available | 280 | 50.5% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 530 | 37.3% of 386 decided |
| Female | 402 | 47.8% of 312 decided |
| Joint | 500 | 35.5% of 386 decided |
| Sex Not Available | 128 | 45.5% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1710 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved