Mortgage lending in Union County, Florida
Lenders in Union County, Florida reported 365 mortgage applications for 2025, according to the CFPB.
365 mortgage applications and 171 loans originated in 2025; the denial rate was 35.1% of 285 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, FL.
- 365
- Applications
- 171
- Loans originated
- 35.1%
- Denial rate
- 100 denied of 285 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 365 | 171 |
| 2024 | 353 | 154 |
| 2023 | 389 | 167 |
| 2022 | 465 | 201 |
| 2021 | 531 | 239 |
| 2020 | 506 | 244 |
| 2019 | 343 | 152 |
| 2018 | 388 | 170 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 17 | no rate: base under 50 |
| White | 277 | 36.4% of 217 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 276 | 38.9% of 221 decided |
| Joint | withheld | |
| Ethnicity Not Available | 62 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 116 | 34.8% of 92 decided |
| Female | 74 | 41.5% of 53 decided |
| Joint | 143 | 31.9% of 116 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 977 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved