Mortgage lending in Seminole County, Florida
Lenders in Seminole County, Florida reported 17,519 mortgage applications for 2025, according to the CFPB.
17,519 mortgage applications and 9,530 loans originated in 2025; the denial rate was 24.9% of 13,549 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Orlando-Kissimmee-Sanford, FL MSA.
- 17,519
- Applications
- 9,530
- Loans originated
- 24.9%
- Denial rate
- 3,376 denied of 13,549 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 17,519 | 9,530 |
| 2024 | 17,106 | 9,138 |
| 2023 | 17,466 | 9,064 |
| 2022 | 23,296 | 12,571 |
| 2021 | 38,679 | 23,314 |
| 2020 | 38,004 | 23,110 |
| 2019 | 25,445 | 15,022 |
| 2018 | 22,228 | 12,682 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,075 | 1,448 |
| Rocket Mortgage | 710 | 981 |
| Fairwinds Credit Union | 457 | 879 |
| Truist Bank | 237 | 470 |
| Crosscountry Mortgage, LLC | 235 | 357 |
| Pennymac Loan Services LLC | 228 | 399 |
| Bank of America NA | 219 | 560 |
| Navy Federal Credit Union | 206 | 447 |
| Fifth Third Bank, National Association | 136 | 279 |
| Regions Bank | 133 | 328 |
| The Mortgage Firm | 132 | 165 |
| Trustco Bank | 124 | 230 |
| Pulte Mortgage LLC | 123 | 162 |
| Freedom Mortgage Corporation | 121 | 253 |
| Acrisure Mortgage, LLC | 116 | 152 |
| loanDepot.com LLC | 107 | 200 |
| Nationstar Mortgage | 107 | 142 |
| DHI Mortgage Company, LTD. | 104 | 149 |
| JPMorgan Chase Bank, NA | 104 | 215 |
| Addition Financial Credit Union | 100 | 191 |
| New American Funding, LLC. | 96 | 220 |
| Spring Eq, LLC | 94 | 294 |
| Newrez LLC | 93 | 296 |
| The Loan Store, Inc | 89 | 141 |
| Figure Lending LLC | 89 | 160 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 69 | no rate: base under 50 |
| Asian | 1,240 | 21.5% of 902 decided |
| Black or African American | 1,134 | 31.9% of 859 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 11,172 | 23.0% of 8,860 decided |
| 2 or more minority races | 55 | no rate: base under 50 |
| Joint | 415 | 24.2% of 314 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,397 | 29.3% of 2,495 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,163 | 28.7% of 2,516 decided |
| Not Hispanic or Latino | 10,700 | 23.3% of 8,356 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,943 | 27.6% of 2,133 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,280 | 26.3% of 4,853 decided |
| Female | 4,140 | 27.4% of 3,236 decided |
| Joint | 5,559 | 19.9% of 4,392 decided |
| Sex Not Available | 1,540 | 31.8% of 1,068 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 344 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved