Mortgage lending in Levy County, Florida
Lenders in Levy County, Florida reported 2,335 mortgage applications for 2025, according to the CFPB.
2,335 mortgage applications and 1,017 loans originated in 2025; the denial rate was 37.3% of 1,744 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Levy County, FL HUD Metro FMR Area.
- 2,335
- Applications
- 1,017
- Loans originated
- 37.3%
- Denial rate
- 650 denied of 1,744 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,335 | 1,017 |
| 2024 | 2,215 | 948 |
| 2023 | 2,096 | 829 |
| 2022 | 2,413 | 1,003 |
| 2021 | 2,953 | 1,358 |
| 2020 | 2,293 | 1,100 |
| 2019 | 1,781 | 865 |
| 2018 | 1,611 | 708 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 110 | 168 |
| Rocket Mortgage | 64 | 104 |
| 21ST Mortgage | 64 | 273 |
| Capital City Bank | 38 | 61 |
| Mortgage Research Center | 29 | 74 |
| Seacoast National Bank | 28 | 60 |
| Union Home Mortgage Corp. | 28 | 39 |
| Campus USA Credit Union | 21 | 28 |
| Affordable Mortgage Advisors | 21 | 27 |
| Newrez LLC | 20 | 41 |
| Florida Credit Union | 19 | 113 |
| American Financial Resources LLC | 17 | 25 |
| Navy Federal Credit Union | 16 | 32 |
| Radiant Credit Union | 15 | 41 |
| Lennar Mortgage, LLC | 15 | 21 |
| New American Funding, LLC. | 14 | 38 |
| Ameris Bank | 14 | 17 |
| Pennymac Loan Services LLC | 14 | 35 |
| Capital City Home Loans, LLC | 12 | 14 |
| Midflorida Credit Union | 12 | 34 |
| Freedom Mortgage Corporation | 12 | 27 |
| Suncoast Credit Union | 12 | 33 |
| Crosscountry Mortgage, LLC | 12 | 37 |
| Everett Financial, Inc. | 12 | 19 |
| The Mortgage Firm | 11 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 151 | 55.8% of 113 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,673 | 35.7% of 1,239 decided |
| 2 or more minority races | under 10 | |
| Joint | 53 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 422 | 32.7% of 321 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 245 | 42.4% of 191 decided |
| Not Hispanic or Latino | 1,636 | 37.1% of 1,211 decided |
| Joint | withheld | |
| Ethnicity Not Available | 399 | 35.3% of 300 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 794 | 36.1% of 576 decided |
| Female | 567 | 48.3% of 439 decided |
| Joint | 774 | 30.9% of 585 decided |
| Sex Not Available | 200 | 34.0% of 144 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1114 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved