Mortgage lending in Nassau County, Florida
Lenders in Nassau County, Florida reported 5,295 mortgage applications for 2025, according to the CFPB.
5,295 mortgage applications and 3,006 loans originated in 2025; the denial rate was 22.8% of 4,079 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jacksonville, FL HUD Metro FMR Area.
- 5,295
- Applications
- 3,006
- Loans originated
- 22.8%
- Denial rate
- 929 denied of 4,079 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,295 | 3,006 |
| 2024 | 5,097 | 2,885 |
| 2023 | 5,380 | 3,064 |
| 2022 | 7,415 | 4,092 |
| 2021 | 10,547 | 6,280 |
| 2020 | 9,632 | 5,829 |
| 2019 | 6,756 | 3,913 |
| 2018 | 5,533 | 3,258 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 241 | 341 |
| Rocket Mortgage | 236 | 323 |
| VyStar Credit Union | 164 | 333 |
| Navy Federal Credit Union | 121 | 256 |
| Capital City Home Loans, LLC | 104 | 137 |
| Community First Credit Union of FLorida | 87 | 129 |
| Pulte Mortgage LLC | 86 | 109 |
| loanDepot.com LLC | 86 | 152 |
| Pennymac Loan Services LLC | 69 | 118 |
| Regions Bank | 63 | 91 |
| Inspire Home Loans Inc. | 62 | 80 |
| Mortgage Research Center | 49 | 137 |
| Union Home Mortgage Corp. | 43 | 54 |
| Crosscountry Mortgage, LLC | 43 | 75 |
| 21ST Mortgage | 41 | 161 |
| Lennar Mortgage, LLC | 40 | 44 |
| American Pacific Mortgage Corporation | 38 | 50 |
| First Federal Bank | 38 | 59 |
| Freedom Mortgage Corporation | 37 | 81 |
| Bank of America NA | 33 | 86 |
| New American Funding, LLC. | 31 | 72 |
| JPMorgan Chase Bank, NA | 31 | 49 |
| PNC Bank N.A. | 30 | 66 |
| Truist Bank | 30 | 60 |
| Kind Lending, LLC | 28 | 48 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 72 | 30.0% of 50 decided |
| Black or African American | 217 | 42.8% of 166 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,984 | 20.7% of 3,106 decided |
| 2 or more minority races | withheld | |
| Joint | 118 | 23.2% of 95 decided |
| Race Not Available | 865 | 26.5% of 634 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 183 | 21.2% of 137 decided |
| Not Hispanic or Latino | 4,058 | 22.3% of 3,158 decided |
| Joint | withheld | |
| Ethnicity Not Available | 950 | 26.4% of 693 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,768 | 25.2% of 1,339 decided |
| Female | 866 | 28.5% of 674 decided |
| Joint | 2,208 | 18.1% of 1,746 decided |
| Sex Not Available | 453 | 26.3% of 320 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 223 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved