Mortgage lending in Pinellas County, Florida
Lenders in Pinellas County, Florida reported 37,578 mortgage applications for 2025, according to the CFPB.
37,578 mortgage applications and 19,902 loans originated in 2025; the denial rate was 26.1% of 28,866 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tampa-St. Petersburg-Clearwater, FL MSA.
- 37,578
- Applications
- 19,902
- Loans originated
- 26.1%
- Denial rate
- 7,535 denied of 28,866 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 37,578 | 19,902 |
| 2024 | 36,629 | 18,938 |
| 2023 | 37,646 | 19,904 |
| 2022 | 53,094 | 28,741 |
| 2021 | 80,831 | 47,588 |
| 2020 | 75,699 | 44,195 |
| 2019 | 56,044 | 31,645 |
| 2018 | 50,789 | 28,172 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,864 | 2,608 |
| Rocket Mortgage | 1,381 | 2,031 |
| Crosscountry Mortgage, LLC | 607 | 956 |
| Achieva Credit Union | 595 | 905 |
| Regions Bank | 556 | 1,263 |
| Bank of America NA | 478 | 1,324 |
| Truist Bank | 401 | 866 |
| Pennymac Loan Services LLC | 399 | 738 |
| Third Federal Savings and Loan | 391 | 713 |
| Suncoast Credit Union | 390 | 588 |
| Newrez LLC | 346 | 841 |
| Navy Federal Credit Union | 311 | 728 |
| Fifth Third Bank, National Association | 277 | 664 |
| Midflorida Credit Union | 265 | 641 |
| JPMorgan Chase Bank, NA | 254 | 502 |
| Guaranteed Rate, Inc. | 216 | 440 |
| Movement Mortgage, LLC | 211 | 321 |
| Kiavi Funding, Inc. | 201 | 325 |
| The Loan Store, Inc | 191 | 312 |
| Everett Financial, Inc. | 182 | 275 |
| Freedom Mortgage Corporation | 180 | 407 |
| CMG Mortgage Inc | 172 | 266 |
| Mortgage Research Center | 171 | 442 |
| Nationstar Mortgage | 160 | 261 |
| Gte Federal Credit Union | 156 | 304 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 167 | 35.8% of 123 decided |
| Asian | 1,215 | 29.6% of 903 decided |
| Black or African American | 1,619 | 37.1% of 1,247 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 26,771 | 25.0% of 21,017 decided |
| 2 or more minority races | 59 | no rate: base under 50 |
| Joint | 633 | 23.4% of 491 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 7,049 | 27.2% of 4,990 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,018 | 29.3% of 2,345 decided |
| Not Hispanic or Latino | 26,512 | 25.8% of 20,734 decided |
| Joint | 928 | 21.2% of 730 decided |
| Ethnicity Not Available | 7,106 | 26.6% of 5,050 decided |
| Free Form Text Only | 14 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 13,015 | 28.0% of 9,955 decided |
| Female | 9,498 | 29.8% of 7,465 decided |
| Joint | 10,762 | 20.4% of 8,476 decided |
| Sex Not Available | 4,303 | 26.6% of 2,970 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 403 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved