Mortgage lending in Pasco County, Florida
Lenders in Pasco County, Florida reported 33,434 mortgage applications for 2025, according to the CFPB.
33,434 mortgage applications and 18,899 loans originated in 2025; the denial rate was 24.0% of 26,327 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tampa-St. Petersburg-Clearwater, FL MSA.
- 33,434
- Applications
- 18,899
- Loans originated
- 24.0%
- Denial rate
- 6,314 denied of 26,327 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 33,434 | 18,899 |
| 2024 | 33,943 | 19,319 |
| 2023 | 33,741 | 18,805 |
| 2022 | 43,994 | 24,107 |
| 2021 | 58,354 | 34,681 |
| 2020 | 49,837 | 29,482 |
| 2019 | 35,001 | 20,126 |
| 2018 | 30,333 | 17,048 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,898 | 2,599 |
| Lennar Mortgage, LLC | 1,298 | 1,692 |
| Rocket Mortgage | 1,152 | 1,654 |
| DHI Mortgage Company, LTD. | 1,045 | 1,357 |
| Suncoast Credit Union | 854 | 1,283 |
| Pennymac Loan Services LLC | 401 | 756 |
| Crosscountry Mortgage, LLC | 336 | 524 |
| M/I Financial. LLC | 310 | 376 |
| Pulte Mortgage LLC | 276 | 417 |
| Taylor Morrison Home Funding, Inc. | 253 | 380 |
| Navy Federal Credit Union | 252 | 617 |
| Bank of America NA | 247 | 695 |
| Freedom Mortgage Corporation | 246 | 530 |
| Truist Bank | 236 | 520 |
| Guaranteed Rate, Inc. | 230 | 396 |
| Newrez LLC | 219 | 620 |
| Mortgage Research Center | 210 | 565 |
| CMG Mortgage Inc | 205 | 287 |
| Click n' Close, Inc. | 196 | 274 |
| Third Federal Savings and Loan | 196 | 462 |
| Regions Bank | 196 | 449 |
| loanDepot.com LLC | 186 | 347 |
| Midflorida Credit Union | 181 | 415 |
| New American Funding, LLC. | 170 | 390 |
| KBHS Home Loans, LLC | 156 | 255 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 177 | 33.6% of 137 decided |
| Asian | 2,243 | 21.2% of 1,721 decided |
| Black or African American | 2,255 | 26.7% of 1,790 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 21,966 | 23.0% of 17,610 decided |
| 2 or more minority races | 100 | 27.6% of 76 decided |
| Joint | 738 | 18.9% of 589 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,898 | 28.2% of 4,357 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 6,472 | 25.1% of 5,190 decided |
| Not Hispanic or Latino | 20,536 | 23.0% of 16,299 decided |
| Joint | withheld | |
| Ethnicity Not Available | 5,212 | 28.1% of 3,823 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 11,926 | 25.5% of 9,312 decided |
| Female | 7,841 | 27.3% of 6,311 decided |
| Joint | 11,006 | 18.8% of 8,891 decided |
| Sex Not Available | 2,661 | 29.9% of 1,813 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 466 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved