Mortgage lending in Lafayette County, Florida
Lenders in Lafayette County, Florida reported 166 mortgage applications for 2025, according to the CFPB.
166 mortgage applications and 77 loans originated in 2025; the denial rate was 32.5% of 126 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lafayette County, FL.
- 166
- Applications
- 77
- Loans originated
- 32.5%
- Denial rate
- 41 denied of 126 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 166 | 77 |
| 2024 | 133 | 64 |
| 2023 | 134 | 54 |
| 2022 | 188 | 82 |
| 2021 | 235 | 109 |
| 2020 | 184 | 90 |
| 2019 | 133 | 54 |
| 2018 | 124 | 54 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 9 | 31 |
| Union Home Mortgage Corp. | 6 | 9 |
| Rocket Mortgage | 5 | 6 |
| United Wholesale Mortgage | 4 | 5 |
| Capital City Bank | 3 | 3 |
| American Financial Network, Inc. | 3 | 5 |
| Movement Mortgage, LLC | 3 | 5 |
| First Federal Bank | 3 | 3 |
| Seacoast National Bank | 2 | 4 |
| Campus USA Credit Union | 2 | 4 |
| Nationstar Mortgage | 2 | 3 |
| Cornerstone First Mortgage, LLC | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Colony Bank | 1 | 1 |
| Tyndall Federal Credit Union | 1 | 1 |
| Radiant Credit Union | 1 | 3 |
| CSL Financial, LLC | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 3 |
| Wolfe Financial Inc | 1 | 1 |
| Florida Credit Union | 1 | 6 |
| Countryplace Mortgage, LTD. | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| Churchill Mortgage Corporation | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 141 | 32.1% of 112 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 134 | 29.9% of 107 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 52 | no rate: base under 50 |
| Female | withheld | |
| Joint | 70 | 29.1% of 55 decided |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1370 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved