Mortgage lending in Washington County, Florida
Lenders in Washington County, Florida reported 1,093 mortgage applications for 2025, according to the CFPB.
1,093 mortgage applications and 480 loans originated in 2025; the denial rate was 34.2% of 815 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, FL HUD Metro FMR Area.
- 1,093
- Applications
- 480
- Loans originated
- 34.2%
- Denial rate
- 279 denied of 815 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,093 | 480 |
| 2024 | 1,051 | 504 |
| 2023 | 942 | 361 |
| 2022 | 1,111 | 495 |
| 2021 | 1,239 | 615 |
| 2020 | 1,102 | 565 |
| 2019 | 914 | 410 |
| 2018 | 711 | 316 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Inspire Home Loans Inc. | 61 | 93 |
| United Wholesale Mortgage | 36 | 54 |
| Rocket Mortgage | 34 | 51 |
| DHI Mortgage Company, LTD. | 31 | 52 |
| 21ST Mortgage | 31 | 146 |
| Tyndall Federal Credit Union | 24 | 38 |
| Innovations Financial Credit Union | 20 | 37 |
| Regions Bank | 20 | 39 |
| CMG Mortgage Inc | 14 | 20 |
| Mortgage Research Center | 12 | 40 |
| Crosscountry Mortgage, LLC | 12 | 17 |
| Magnolia Bank | 9 | 10 |
| New American Funding, LLC. | 7 | 18 |
| First Federal Bank | 7 | 16 |
| Trustmark Bank | 6 | 7 |
| Guild Mortgage Company | 6 | 7 |
| Navy Federal Credit Union | 5 | 16 |
| Equity Prime Mortgage LLC | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 11 |
| Freedom Mortgage Corporation | 4 | 11 |
| Ameris Bank | 4 | 4 |
| Guaranteed Rate Affinity, LLC | 3 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 33 |
| Coastal Community Bank | 3 | 13 |
| American Financial Resources LLC | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 61 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 822 | 33.0% of 624 decided |
| 2 or more minority races | under 10 | |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 156 | 36.3% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 856 | 33.9% of 644 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 172 | 38.1% of 126 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 396 | 33.1% of 287 decided |
| Female | 228 | 45.4% of 183 decided |
| Joint | 386 | 29.1% of 282 decided |
| Sex Not Available | 83 | 30.2% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 978 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved