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Mortgage lending in Hillsborough County, Florida

Lenders in Hillsborough County, Florida reported 56,720 mortgage applications for 2025, according to the CFPB.

56,720 mortgage applications and 30,459 loans originated in 2025; the denial rate was 26.0% of 44,044 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Tampa-St. Petersburg-Clearwater, FL MSA.

56,720
Applications
30,459
Loans originated
26.0%
Denial rate
11,444 denied of 44,044 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Hillsborough County, Florida, by year
YearApplicationsOriginated
202556,72030,459
202456,87729,878
202357,30729,799
202281,35842,868
2021121,21171,017
2020110,88165,185
201977,54344,283
201866,22537,217

The largest lenders here

Lenders in Hillsborough County, Florida by loans originated, 2025
LenderOriginatedApplications
United Wholesale Mortgage3,2964,605
Suncoast Credit Union1,8622,766
Rocket Mortgage1,8482,728
Click n' Close, Inc.8521,141
Lennar Mortgage, LLC7711,017
Pennymac Loan Services LLC6541,275
DHI Mortgage Company, LTD.577767
Navy Federal Credit Union5701,395
Crosscountry Mortgage, LLC567897
Regions Bank5151,213
Bank of America NA5101,400
Truist Bank4831,013
Freedom Mortgage Corporation436993
JPMorgan Chase Bank, NA418705
CMG Mortgage Inc390554
Newrez LLC3691,141
Midflorida Credit Union335871
New American Funding, LLC.326704
Mortgage Research Center316791
Third Federal Savings and Loan305720
Gte Federal Credit Union292680
Fifth Third Bank, National Association289667
The Loan Store, Inc281449
Paramount Residential Mortgage263415
loanDepot.com LLC261463

Applications by race, ethnicity and sex, 2025

By race, Hillsborough County, Florida: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native30138.1% of 223 decided
Asian2,74725.8% of 2,079 decided
Black or African American6,15835.3% of 4,790 decided
Native Hawaiian or Other Pacific Islander13841.2% of 114 decided
White34,39423.3% of 27,393 decided
2 or more minority races16939.4% of 137 decided
Joint1,22221.5% of 944 decided
Free Form Text Only15no rate: base under 50
Race Not Available11,57629.3% of 8,356 decided
By ethnicity, Hillsborough County, Florida: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino14,26028.3% of 11,360 decided
Not Hispanic or Latino30,64624.9% of 24,100 decided
Joint1,88019.0% of 1,473 decided
Ethnicity Not Available9,92027.4% of 7,101 decided
Free Form Text Only14no rate: base under 50
By sex, Hillsborough County, Florida: applications and denial rate
CategoryApplicationsDenial rate
Male21,11527.8% of 16,351 decided
Female13,56529.1% of 10,794 decided
Joint16,40220.6% of 13,039 decided
Sex Not Available5,63827.9% of 3,860 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved