Mortgage lending in Citrus County, Florida
Lenders in Citrus County, Florida reported 9,432 mortgage applications for 2025, according to the CFPB.
9,432 mortgage applications and 5,177 loans originated in 2025; the denial rate was 24.4% of 7,327 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Homosassa Springs, FL MSA.
- 9,432
- Applications
- 5,177
- Loans originated
- 24.4%
- Denial rate
- 1,789 denied of 7,327 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,432 | 5,177 |
| 2024 | 8,594 | 4,606 |
| 2023 | 8,526 | 4,437 |
| 2022 | 11,422 | 6,118 |
| 2021 | 14,703 | 8,189 |
| 2020 | 11,924 | 6,754 |
| 2019 | 9,412 | 5,223 |
| 2018 | 8,576 | 4,656 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 454 | 646 |
| Rocket Mortgage | 384 | 576 |
| Suncoast Credit Union | 379 | 571 |
| Brannen Bank | 193 | 243 |
| Mortgage Research Center | 142 | 286 |
| Regions Bank | 140 | 290 |
| Crosscountry Mortgage, LLC | 122 | 190 |
| Everett Financial, Inc. | 114 | 166 |
| Truist Bank | 114 | 232 |
| Fairway Independent Mort Corp | 113 | 153 |
| Pennymac Loan Services LLC | 90 | 164 |
| RMC Home Mortgage, LLC | 88 | 106 |
| Navy Federal Credit Union | 72 | 147 |
| Bank of America NA | 71 | 220 |
| Freedom Mortgage Corporation | 66 | 150 |
| Newrez LLC | 63 | 148 |
| New American Funding, LLC. | 58 | 141 |
| CMG Mortgage Inc | 57 | 85 |
| 21ST Mortgage | 57 | 233 |
| Inspire Home Loans Inc. | 49 | 69 |
| Movement Mortgage, LLC | 49 | 65 |
| Union Home Mortgage Corp. | 43 | 59 |
| Midflorida Credit Union | 42 | 100 |
| Coastal Loans, LLC | 41 | 54 |
| loanDepot.com LLC | 38 | 85 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 52 | no rate: base under 50 |
| Asian | 102 | 21.3% of 80 decided |
| Black or African American | 249 | 37.9% of 182 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 7,278 | 23.9% of 5,753 decided |
| 2 or more minority races | under 10 | |
| Joint | 122 | 23.7% of 93 decided |
| Race Not Available | 1,605 | 25.0% of 1,160 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 775 | 23.1% of 623 decided |
| Not Hispanic or Latino | 6,773 | 24.0% of 5,324 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,629 | 26.3% of 1,177 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,260 | 27.3% of 2,506 decided |
| Female | 2,157 | 27.8% of 1,706 decided |
| Joint | 3,193 | 18.2% of 2,553 decided |
| Sex Not Available | 822 | 29.9% of 562 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 972 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved