Mortgage lending in Calhoun County, Florida
Lenders in Calhoun County, Florida reported 402 mortgage applications for 2025, according to the CFPB.
402 mortgage applications and 181 loans originated in 2025; the denial rate was 35.2% of 307 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Calhoun County, FL.
- 402
- Applications
- 181
- Loans originated
- 35.2%
- Denial rate
- 108 denied of 307 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 402 | 181 |
| 2024 | 335 | 144 |
| 2023 | 352 | 133 |
| 2022 | 408 | 160 |
| 2021 | 423 | 196 |
| 2020 | 424 | 183 |
| 2019 | 338 | 132 |
| 2018 | 317 | 106 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Calhoun Liberty Credit Union | 25 | 28 |
| Ameris Bank | 17 | 21 |
| 21ST Mortgage | 16 | 63 |
| Rocket Mortgage | 15 | 22 |
| Peoplessouth Bank | 12 | 12 |
| Regions Bank | 9 | 16 |
| Mortgage Research Center | 7 | 15 |
| loanDepot.com LLC | 6 | 12 |
| Tyndall Federal Credit Union | 5 | 12 |
| Triad Financial Services, Inc. | 5 | 17 |
| First Commerce Credit Union | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 4 |
| First Federal Bank | 4 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 18 |
| United Wholesale Mortgage | 3 | 12 |
| All IN Credit Union | 3 | 5 |
| Sun West Mortgage Company, Inc | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 7 |
| Newrez LLC | 2 | 4 |
| University Bank | 2 | 2 |
| Trustmark Bank | 1 | 1 |
| RoundPoint Mortgage Servicing LLC | 1 | 2 |
| CSL Financial, LLC | 1 | 1 |
| Summit Mortgage Corporation | 1 | 1 |
| American Financial Resources LLC | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 324 | 34.3% of 254 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 327 | 29.9% of 254 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 133 | 35.7% of 98 decided |
| Female | 101 | 40.5% of 84 decided |
| Joint | 148 | 29.8% of 114 decided |
| Sex Not Available | 20 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1533 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved