Mortgage lending in Okeechobee County, Florida
Lenders in Okeechobee County, Florida reported 1,510 mortgage applications for 2025, according to the CFPB.
1,510 mortgage applications and 681 loans originated in 2025; the denial rate was 35.5% of 1,152 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Okeechobee County, FL.
- 1,510
- Applications
- 681
- Loans originated
- 35.5%
- Denial rate
- 409 denied of 1,152 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,510 | 681 |
| 2024 | 1,421 | 641 |
| 2023 | 1,510 | 644 |
| 2022 | 1,659 | 731 |
| 2021 | 1,962 | 1,018 |
| 2020 | 1,525 | 750 |
| 2019 | 1,298 | 681 |
| 2018 | 1,065 | 569 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 62 | 97 |
| Rocket Mortgage | 58 | 91 |
| Midflorida Credit Union | 42 | 111 |
| Southstate Bank, National Association | 34 | 50 |
| loanDepot.com LLC | 33 | 64 |
| 21ST Mortgage | 26 | 143 |
| Coastal Loans, LLC | 25 | 36 |
| Geneva Financial LLC | 22 | 26 |
| Leaderone Financial Corp. | 19 | 22 |
| Crosscountry Mortgage, LLC | 17 | 40 |
| Mortgage Research Center | 16 | 31 |
| Metroplex Mortgage Services | 13 | 17 |
| PNC Bank N.A. | 12 | 25 |
| Pennymac Loan Services LLC | 10 | 21 |
| Seacoast National Bank | 7 | 24 |
| Movement Mortgage, LLC | 7 | 7 |
| Spring Eq, LLC | 7 | 21 |
| Southwest Stage Funding LLC | 6 | 16 |
| Gold Star Mortgage Financial Group, Corporation | 6 | 10 |
| Click n' Close, Inc. | 6 | 15 |
| Newrez LLC | 6 | 29 |
| Nationstar Mortgage | 6 | 8 |
| Fairway Independent Mort Corp | 6 | 7 |
| Kind Lending, LLC | 6 | 10 |
| Cardinal Financial Company, Li | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 68 | 42.0% of 50 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,076 | 35.8% of 832 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 304 | 34.8% of 224 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 298 | 42.3% of 234 decided |
| Not Hispanic or Latino | 910 | 33.9% of 697 decided |
| Joint | 48 | no rate: base under 50 |
| Ethnicity Not Available | 254 | 35.5% of 183 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 631 | 31.9% of 476 decided |
| Female | 315 | 43.1% of 246 decided |
| Joint | 455 | 35.1% of 362 decided |
| Sex Not Available | 109 | 35.3% of 68 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 666 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved