Mortgage lending in Marion County, Florida
Lenders in Marion County, Florida reported 23,915 mortgage applications for 2025, according to the CFPB.
23,915 mortgage applications and 12,809 loans originated in 2025; the denial rate was 27.4% of 18,682 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ocala, FL MSA.
- 23,915
- Applications
- 12,809
- Loans originated
- 27.4%
- Denial rate
- 5,112 denied of 18,682 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 23,915 | 12,809 |
| 2024 | 23,182 | 12,376 |
| 2023 | 21,990 | 11,679 |
| 2022 | 26,578 | 13,815 |
| 2021 | 32,692 | 18,196 |
| 2020 | 25,816 | 14,528 |
| 2019 | 19,506 | 10,699 |
| 2018 | 17,568 | 9,283 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,179 | 1,658 |
| Rocket Mortgage | 822 | 1,214 |
| DHI Mortgage Company, LTD. | 501 | 730 |
| Lennar Mortgage, LLC | 327 | 494 |
| Union Home Mortgage Corp. | 316 | 438 |
| Crosscountry Mortgage, LLC | 315 | 485 |
| Florida Credit Union | 280 | 1,081 |
| Mortgage Research Center | 263 | 567 |
| Regions Bank | 253 | 538 |
| Fairway Independent Mort Corp | 247 | 309 |
| Campus USA Credit Union | 218 | 320 |
| American Financial Network, Inc. | 208 | 322 |
| Pulte Mortgage LLC | 200 | 292 |
| Pennymac Loan Services LLC | 197 | 383 |
| CMG Mortgage Inc | 194 | 266 |
| Midflorida Credit Union | 187 | 430 |
| Bank of America NA | 167 | 429 |
| Success Mortgage Partners, Inc | 163 | 208 |
| Primelending | 162 | 211 |
| Newrez LLC | 159 | 399 |
| Freedom Mortgage Corporation | 157 | 364 |
| Navy Federal Credit Union | 149 | 321 |
| New American Funding, LLC. | 131 | 308 |
| 21ST Mortgage | 123 | 594 |
| Mortgage Financial Group Inc | 122 | 151 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 171 | 40.4% of 141 decided |
| Asian | 572 | 25.9% of 440 decided |
| Black or African American | 1,869 | 37.2% of 1,418 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 16,181 | 25.6% of 12,922 decided |
| 2 or more minority races | 69 | 50.0% of 54 decided |
| Joint | 387 | 24.8% of 294 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,613 | 29.6% of 3,372 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,861 | 26.7% of 3,956 decided |
| Not Hispanic or Latino | 14,240 | 27.1% of 11,238 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,155 | 29.6% of 2,952 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,296 | 28.8% of 6,512 decided |
| Female | 5,903 | 30.9% of 4,676 decided |
| Joint | 7,619 | 22.3% of 6,072 decided |
| Sex Not Available | 2,097 | 30.8% of 1,422 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 867 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved