Mortgage lending in Sarasota County, Florida
Lenders in Sarasota County, Florida reported 22,191 mortgage applications for 2025, according to the CFPB.
22,191 mortgage applications and 12,535 loans originated in 2025; the denial rate was 23.6% of 17,340 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: North Port-Bradenton-Sarasota, FL MSA.
- 22,191
- Applications
- 12,535
- Loans originated
- 23.6%
- Denial rate
- 4,098 denied of 17,340 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 22,191 | 12,535 |
| 2024 | 21,065 | 11,653 |
| 2023 | 21,276 | 11,642 |
| 2022 | 29,445 | 16,288 |
| 2021 | 45,224 | 27,547 |
| 2020 | 40,219 | 24,459 |
| 2019 | 28,425 | 16,708 |
| 2018 | 25,069 | 14,450 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 976 | 1,406 |
| Rocket Mortgage | 715 | 1,077 |
| Suncoast Credit Union | 374 | 587 |
| Taylor Morrison Home Funding, Inc. | 311 | 498 |
| loanDepot.com LLC | 287 | 447 |
| Pennymac Loan Services LLC | 274 | 507 |
| Pulte Mortgage LLC | 265 | 342 |
| Bank of America NA | 265 | 687 |
| Achieva Credit Union | 224 | 359 |
| Lennar Mortgage, LLC | 215 | 317 |
| Fifth Third Bank, National Association | 214 | 479 |
| Truist Bank | 211 | 417 |
| Neal Communities Funding, LLC | 210 | 255 |
| Third Federal Savings and Loan | 204 | 395 |
| JPMorgan Chase Bank, NA | 198 | 330 |
| Crosscountry Mortgage, LLC | 195 | 317 |
| The Mortgage Firm | 178 | 220 |
| Newrez LLC | 150 | 390 |
| Bayfirst Financial | 143 | 205 |
| Regions Bank | 141 | 313 |
| Southstate Bank, National Association | 133 | 189 |
| Guaranteed Rate Affinity, LLC | 122 | 187 |
| The Loan Store, Inc | 116 | 180 |
| CMG Mortgage Inc | 113 | 161 |
| Trustco Bank | 110 | 181 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 77 | 35.1% of 57 decided |
| Asian | 537 | 28.1% of 406 decided |
| Black or African American | 503 | 38.7% of 377 decided |
| Native Hawaiian or Other Pacific Islander | 27 | no rate: base under 50 |
| White | 16,938 | 22.5% of 13,483 decided |
| 2 or more minority races | withheld | |
| Joint | 323 | 16.3% of 251 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,764 | 26.8% of 2,732 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,064 | 26.6% of 1,644 decided |
| Not Hispanic or Latino | 15,748 | 22.7% of 12,458 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,835 | 26.3% of 2,819 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,322 | 26.1% of 5,653 decided |
| Female | 4,818 | 27.7% of 3,784 decided |
| Joint | 7,910 | 18.1% of 6,383 decided |
| Sex Not Available | 2,141 | 27.8% of 1,520 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 343 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved