Mortgage lending in Orange County, Florida
Lenders in Orange County, Florida reported 48,542 mortgage applications for 2025, according to the CFPB.
48,542 mortgage applications and 25,012 loans originated in 2025; the denial rate was 28.3% of 37,522 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Orlando-Kissimmee-Sanford, FL MSA.
- 48,542
- Applications
- 25,012
- Loans originated
- 28.3%
- Denial rate
- 10,615 denied of 37,522 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 48,542 | 25,012 |
| 2024 | 47,880 | 24,205 |
| 2023 | 46,008 | 22,645 |
| 2022 | 63,258 | 31,922 |
| 2021 | 100,223 | 57,447 |
| 2020 | 95,198 | 54,294 |
| 2019 | 66,767 | 37,085 |
| 2018 | 59,136 | 31,739 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 3,027 | 4,267 |
| Rocket Mortgage | 1,673 | 2,390 |
| Crosscountry Mortgage, LLC | 599 | 986 |
| Truist Bank | 571 | 1,236 |
| Fairwinds Credit Union | 528 | 1,079 |
| Pennymac Loan Services LLC | 523 | 1,077 |
| Bank of America NA | 495 | 1,399 |
| Navy Federal Credit Union | 460 | 1,101 |
| DHI Mortgage Company, LTD. | 459 | 648 |
| Pulte Mortgage LLC | 449 | 743 |
| JPMorgan Chase Bank, NA | 412 | 718 |
| Regions Bank | 394 | 941 |
| Fifth Third Bank, National Association | 327 | 754 |
| A&d Mortgage LLC | 312 | 497 |
| loanDepot.com LLC | 297 | 530 |
| Partners Federal Credit Union | 282 | 521 |
| New American Funding, LLC. | 276 | 714 |
| The Loan Store, Inc | 254 | 430 |
| Acrisure Mortgage, LLC | 254 | 377 |
| Addition Financial Credit Union | 245 | 459 |
| Newrez LLC | 245 | 907 |
| Freedom Mortgage Corporation | 240 | 618 |
| Trustco Bank | 222 | 460 |
| Figure Lending LLC | 219 | 467 |
| Spring Eq, LLC | 216 | 722 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 272 | 41.9% of 217 decided |
| Asian | 3,394 | 28.0% of 2,572 decided |
| Black or African American | 5,940 | 35.8% of 4,605 decided |
| Native Hawaiian or Other Pacific Islander | 158 | 36.3% of 124 decided |
| White | 26,781 | 25.1% of 21,133 decided |
| 2 or more minority races | 163 | 38.8% of 121 decided |
| Joint | 1,062 | 21.8% of 827 decided |
| Free Form Text Only | 29 | no rate: base under 50 |
| Race Not Available | 10,743 | 32.4% of 7,902 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13,544 | 31.8% of 10,600 decided |
| Not Hispanic or Latino | 24,752 | 26.2% of 19,368 decided |
| Joint | 1,630 | 22.4% of 1,300 decided |
| Ethnicity Not Available | 8,593 | 30.1% of 6,239 decided |
| Free Form Text Only | 23 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 18,028 | 29.5% of 13,926 decided |
| Female | 11,593 | 32.2% of 9,070 decided |
| Joint | 14,259 | 23.3% of 11,328 decided |
| Sex Not Available | 4,662 | 29.7% of 3,198 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 258 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved