Mortgage lending in Palm Beach County, Florida
Lenders in Palm Beach County, Florida reported 56,399 mortgage applications for 2025, according to the CFPB.
56,399 mortgage applications and 28,383 loans originated in 2025; the denial rate was 29.2% of 42,809 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: West Palm Beach-Boca Raton, FL HUD Metro FMR Area.
- 56,399
- Applications
- 28,383
- Loans originated
- 29.2%
- Denial rate
- 12,506 denied of 42,809 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 56,399 | 28,383 |
| 2024 | 54,340 | 26,443 |
| 2023 | 55,105 | 27,133 |
| 2022 | 78,233 | 40,292 |
| 2021 | 117,104 | 66,826 |
| 2020 | 107,922 | 60,397 |
| 2019 | 74,680 | 40,575 |
| 2018 | 69,241 | 36,582 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 3,190 | 4,600 |
| Rocket Mortgage | 1,812 | 2,807 |
| Crosscountry Mortgage, LLC | 1,678 | 2,580 |
| Bank of America NA | 779 | 2,238 |
| JPMorgan Chase Bank, NA | 719 | 1,354 |
| Pennymac Loan Services LLC | 608 | 1,201 |
| PNC Bank N.A. | 564 | 1,300 |
| Third Federal Savings and Loan | 543 | 1,200 |
| TD Bank | 461 | 1,057 |
| A&d Mortgage LLC | 436 | 717 |
| Truist Bank | 405 | 1,028 |
| Acrisure Mortgage, LLC | 369 | 513 |
| Space Coast Credit Union | 351 | 722 |
| Paramount Residential Mortgage | 348 | 545 |
| Newrez LLC | 323 | 1,041 |
| Citizens Bank, NA | 320 | 627 |
| Wells Fargo Bank NA | 316 | 663 |
| Everett Financial, Inc. | 299 | 434 |
| loanDepot.com LLC | 296 | 581 |
| The Loan Store, Inc | 259 | 469 |
| Lennar Mortgage, LLC | 256 | 326 |
| Fifth Third Bank, National Association | 240 | 616 |
| Figure Lending LLC | 239 | 621 |
| Navy Federal Credit Union | 235 | 665 |
| HomeBridge Financial Services, Inc | 229 | 331 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 206 | 39.3% of 163 decided |
| Asian | 1,599 | 28.0% of 1,204 decided |
| Black or African American | 5,691 | 37.0% of 4,374 decided |
| Native Hawaiian or Other Pacific Islander | 73 | 40.7% of 59 decided |
| White | 36,771 | 27.0% of 28,493 decided |
| 2 or more minority races | 129 | 39.0% of 100 decided |
| Joint | 775 | 23.5% of 621 decided |
| Free Form Text Only | 26 | no rate: base under 50 |
| Race Not Available | 11,129 | 33.0% of 7,779 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10,283 | 30.9% of 8,052 decided |
| Not Hispanic or Latino | 34,158 | 28.3% of 26,352 decided |
| Joint | 1,655 | 23.1% of 1,335 decided |
| Ethnicity Not Available | 10,268 | 31.8% of 7,049 decided |
| Free Form Text Only | 35 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 21,122 | 30.5% of 16,070 decided |
| Female | 13,406 | 32.8% of 10,388 decided |
| Joint | 16,226 | 23.4% of 12,711 decided |
| Sex Not Available | 5,645 | 33.8% of 3,640 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 179 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved