Mortgage lending in Holmes County, Florida
Lenders in Holmes County, Florida reported 645 mortgage applications for 2025, according to the CFPB.
645 mortgage applications and 224 loans originated in 2025; the denial rate was 43.7% of 471 applications decided. The median loan was about $160,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Holmes County, FL.
- 645
- Applications
- 224
- Loans originated
- 43.7%
- Denial rate
- 206 denied of 471 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 645 | 224 |
| 2024 | 511 | 219 |
| 2023 | 538 | 236 |
| 2022 | 616 | 268 |
| 2021 | 661 | 341 |
| 2020 | 583 | 311 |
| 2019 | 527 | 246 |
| 2018 | 475 | 181 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 23 | 110 |
| United Wholesale Mortgage | 15 | 27 |
| Rocket Mortgage | 14 | 28 |
| CMG Mortgage Inc | 10 | 12 |
| Crosscountry Mortgage, LLC | 9 | 19 |
| First National Bank Of Hartford | 8 | 9 |
| Tyndall Federal Credit Union | 7 | 10 |
| All IN Credit Union | 7 | 19 |
| Mortgage Research Center | 6 | 23 |
| The Samson Banking Company, Inc. | 6 | 10 |
| Regions Bank | 6 | 15 |
| First Federal Bank | 6 | 13 |
| Navy Federal Credit Union | 5 | 16 |
| Waterstone Mortgage Corporation | 5 | 5 |
| Magnolia Bank | 5 | 9 |
| Innovations Financial Credit Union | 4 | 7 |
| loanDepot.com LLC | 4 | 7 |
| Southwest Stage Funding LLC | 3 | 10 |
| Gulf Coast Bank and Trust | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 32 |
| Five Star Credit Union | 3 | 8 |
| Peoplessouth Bank | 3 | 3 |
| Amerisave Mortgage Company | 3 | 9 |
| Pennymac Loan Services LLC | 3 | 9 |
| CSL Financial, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 519 | 42.5% of 379 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 88 | 41.9% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 19 | no rate: base under 50 |
| Not Hispanic or Latino | 493 | 42.1% of 361 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 120 | 48.8% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 251 | 44.8% of 181 decided |
| Female | 146 | 52.7% of 110 decided |
| Joint | 196 | 37.3% of 142 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1677 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved