Mortgage lending in Lake County, Florida
Lenders in Lake County, Florida reported 21,560 mortgage applications for 2025, according to the CFPB.
21,560 mortgage applications and 11,855 loans originated in 2025; the denial rate was 24.7% of 16,777 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Orlando-Kissimmee-Sanford, FL MSA.
- 21,560
- Applications
- 11,855
- Loans originated
- 24.7%
- Denial rate
- 4,151 denied of 16,777 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,560 | 11,855 |
| 2024 | 20,936 | 11,692 |
| 2023 | 21,570 | 11,982 |
| 2022 | 25,404 | 13,555 |
| 2021 | 35,549 | 20,844 |
| 2020 | 32,149 | 19,234 |
| 2019 | 23,143 | 13,648 |
| 2018 | 19,740 | 11,229 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,043 | 1,432 |
| Rocket Mortgage | 784 | 1,151 |
| Lennar Mortgage, LLC | 381 | 510 |
| Crosscountry Mortgage, LLC | 272 | 436 |
| DHI Mortgage Company, LTD. | 258 | 389 |
| Pennymac Loan Services LLC | 251 | 518 |
| NFM, Inc | 224 | 275 |
| loanDepot.com LLC | 220 | 357 |
| Truist Bank | 194 | 406 |
| KBHS Home Loans, LLC | 193 | 316 |
| Citizens First Bank | 190 | 268 |
| First Heritage Mortgage, LLC | 183 | 217 |
| Fairwinds Credit Union | 181 | 396 |
| Guild Mortgage Company | 178 | 233 |
| Navy Federal Credit Union | 177 | 369 |
| Movement Mortgage, LLC | 175 | 237 |
| Freedom Mortgage Corporation | 159 | 333 |
| Acrisure Mortgage, LLC | 142 | 196 |
| Mortgage Research Center | 136 | 367 |
| Bank of America NA | 135 | 403 |
| Pulte Mortgage LLC | 131 | 239 |
| Newrez LLC | 127 | 364 |
| The Mortgage Firm | 122 | 159 |
| NVR Mortgage Finance, Inc. | 116 | 184 |
| Jet HomeLoans, LP | 111 | 200 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 108 | 41.8% of 79 decided |
| Asian | 718 | 24.2% of 542 decided |
| Black or African American | 1,802 | 32.8% of 1,377 decided |
| Native Hawaiian or Other Pacific Islander | 44 | no rate: base under 50 |
| White | 14,250 | 22.9% of 11,348 decided |
| 2 or more minority races | 41 | no rate: base under 50 |
| Joint | 458 | 15.1% of 364 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Race Not Available | 4,129 | 28.7% of 2,988 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,015 | 26.1% of 3,189 decided |
| Not Hispanic or Latino | 13,102 | 23.8% of 10,346 decided |
| Joint | 782 | 18.4% of 640 decided |
| Ethnicity Not Available | 3,651 | 28.4% of 2,594 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,319 | 27.1% of 5,693 decided |
| Female | 4,499 | 28.3% of 3,576 decided |
| Joint | 7,830 | 19.9% of 6,204 decided |
| Sex Not Available | 1,912 | 27.9% of 1,304 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 340 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved