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Mortgage lending in Colorado

Lenders in Colorado reported 260,604 mortgage applications for 2025, according to the CFPB.

260,604 mortgage applications and 156,418 loans originated in 2025. 40,730 of the 207,133 applications decided were denied, 19.7%. From 2025, the CFPB’s Snapshot release.

260,604
Applications
156,418
Loans originated
26.0 per 1,000 residents, over the Census Bureau's 2025 estimate.
19.7%
Denial rate
40,730 denied of 207,133 applications decided.

The largest lenders in Colorado

2 more columns on a wider screen

Lenders in Colorado by loans originated, 2025
RankLenderOriginated
1United Wholesale Mortgage18,178
2Ent Credit Union (68671)8,715
3Rocket Mortgage8,433
4Guild Mortgage Company4,338
5FirstBank3,041
6Elevations Credit Union2,961
7Canvas Credit Union2,939
8Bellco Credit Union2,818
9Crosscountry Mortgage, LLC2,472
10Pennymac Loan Services LLC2,360
11Fairway Independent Mort Corp2,297
12US Bank, N.A.2,277
13Guaranteed Rate, Inc.2,143
14CMG Mortgage Inc1,930
15JPMorgan Chase Bank, NA1,880
16loanDepot.com LLC1,864
17The Loan Store, Inc1,646
18Freedom Mortgage Corporation1,594
19Newrez LLC1,561
20New American Funding, LLC.1,551
21Navy Federal Credit Union1,547
22Alpine Bank1,490
23American Financing Corporation1,400
24Credit Union of Colorado, a Federal Credit Union1,364
25Bank of Colorado1,334

Counties in Colorado

1 more column on a wider screen

Counties in Colorado by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
El Paso County22,428$355,000
Jefferson County15,680$395,000
Arapahoe County15,678$355,000
Denver County14,513$395,000
Adams County13,839$365,000
Douglas County13,022$475,000
Weld County11,307$345,000
Larimer County9,679$355,000
Boulder County6,822$415,000
Mesa County4,987$255,000
Pueblo County4,405$215,000
Broomfield County1,743$415,000
Garfield County1,666$335,000
Eagle County1,507$525,000
Summit County1,471$555,000
La Plata County1,420$375,000
Elbert County1,345$485,000
Fremont County1,228$235,000
Teller County1,103$325,000
Montrose County1,076$285,000
Grand County968$505,000
Park County931$385,000
Delta County838$225,000
Routt County778$525,000
Chaffee County704$415,000
Morgan County606$275,000
Archuleta County513$355,000
Gunnison County477$415,000
Pitkin County474$645,000
Montezuma County471$255,000
Logan County393$175,000
Otero County316$135,000
Clear Creek County309$385,000
Moffat County308$265,000
San Miguel County238$640,000
Lake County228$385,000
Gilpin County227$335,000
Las Animas County206$190,000
Rio Grande County191$245,000
Ouray County183$445,000
Custer County179$295,000
Rio Blanco County168$205,000
Alamosa County166$215,000
Huerfano County151$175,000
Prowers County134$155,000
Lincoln County116$205,000
Kit Carson County114$140,000
Yuma County113$155,000
Saguache County97$255,000
Washington County93$185,000
Phillips County85$175,000
Costilla County59$185,000
Bent County56$115,000
Conejos County56$200,000
Crowley County39under 50 loans
Dolores County38under 50 loans
Mineral County35under 50 loans
San Juan County32under 50 loans
Jackson County31under 50 loans
Sedgwick County31under 50 loans
Cheyenne County28under 50 loans
Hinsdale County23under 50 loans
Baca County21under 50 loans
Kiowa County16under 50 loans

Colorado elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Colorado Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Colorado Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Colorado →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved