Mortgage lending in Boulder County, Colorado
Lenders in Boulder County, Colorado reported 10,824 mortgage applications for 2025, according to the CFPB.
10,824 mortgage applications and 6,822 loans originated in 2025; the denial rate was 15.4% of 8,546 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boulder, CO MSA.
- 10,824
- Applications
- 6,822
- Loans originated
- 15.4%
- Denial rate
- 1,317 denied of 8,546 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,824 | 6,822 |
| 2024 | 9,716 | 6,081 |
| 2023 | 9,171 | 5,705 |
| 2022 | 14,859 | 9,566 |
| 2021 | 30,917 | 21,827 |
| 2020 | 36,735 | 25,290 |
| 2019 | 21,851 | 14,595 |
| 2018 | 15,925 | 10,205 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Elevations Credit Union | 1,092 | 1,588 |
| United Wholesale Mortgage | 715 | 857 |
| Rocket Mortgage | 291 | 380 |
| Guild Mortgage Company | 209 | 290 |
| CMG Mortgage Inc | 205 | 318 |
| FirstBank | 197 | 338 |
| JPMorgan Chase Bank, NA | 149 | 245 |
| Premier Members Credit Union | 146 | 205 |
| Crosscountry Mortgage, LLC | 132 | 214 |
| Pennymac Loan Services LLC | 130 | 184 |
| Ent Credit Union (68671) | 104 | 152 |
| Zions Bancorporation, N.A. | 87 | 139 |
| Bellco Credit Union | 86 | 160 |
| Bank of America NA | 75 | 159 |
| US Bank, N.A. | 70 | 144 |
| Fairway Independent Mort Corp | 68 | 98 |
| Homeamerican Mortgage Corporation | 67 | 80 |
| Toll Brothers Mortgage Company | 65 | 88 |
| Inspire Home Loans Inc. | 63 | 72 |
| SWBC Mortgage Corporation | 63 | 82 |
| The Loan Store, Inc | 62 | 80 |
| Canvas Credit Union | 55 | 89 |
| Morgan Stanley Private Bank NA | 53 | 73 |
| Newrez LLC | 49 | 108 |
| Jet HomeLoans, LP | 45 | 96 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 58 | no rate: base under 50 |
| Asian | 463 | 16.3% of 368 decided |
| Black or African American | 56 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 8,040 | 15.0% of 6,399 decided |
| 2 or more minority races | under 10 | |
| Joint | 301 | 11.1% of 253 decided |
| Race Not Available | 1,892 | 17.6% of 1,433 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 694 | 28.0% of 540 decided |
| Not Hispanic or Latino | 8,021 | 14.4% of 6,405 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,807 | 16.3% of 1,354 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,125 | 19.5% of 2,414 decided |
| Female | 2,207 | 18.7% of 1,763 decided |
| Joint | 4,496 | 11.0% of 3,648 decided |
| Sex Not Available | 996 | 16.0% of 721 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 65 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved