Mortgage lending in Gunnison County, Colorado
Lenders in Gunnison County, Colorado reported 850 mortgage applications for 2025, according to the CFPB.
850 mortgage applications and 477 loans originated in 2025; the denial rate was 21.1% of 644 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gunnison County, CO.
- 850
- Applications
- 477
- Loans originated
- 21.1%
- Denial rate
- 136 denied of 644 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 850 | 477 |
| 2024 | 687 | 390 |
| 2023 | 688 | 399 |
| 2022 | 1,095 | 651 |
| 2021 | 2,139 | 1,374 |
| 2020 | 2,234 | 1,390 |
| 2019 | 1,213 | 728 |
| 2018 | 1,086 | 652 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 63 | 87 |
| United Wholesale Mortgage | 45 | 63 |
| Rocket Mortgage | 27 | 47 |
| Gold Star Mortgage Financial Group, Corporation | 18 | 23 |
| Ark-LA-Tex Financial Services LLC | 17 | 31 |
| BMO Harris Bank NA | 16 | 35 |
| CMG Mortgage Inc | 11 | 12 |
| NBH Bank | 10 | 21 |
| Newrez LLC | 9 | 16 |
| The Loan Store, Inc | 8 | 13 |
| Elevations Credit Union | 8 | 10 |
| JPMorgan Chase Bank, NA | 8 | 12 |
| Morgan Stanley Private Bank NA | 7 | 8 |
| Bank of America NA | 7 | 13 |
| Alpine Bank | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 12 |
| Spring Eq, LLC | 6 | 13 |
| West Gate Bank | 6 | 6 |
| Alliant Credit Union | 6 | 6 |
| Wells Fargo Bank NA | 6 | 13 |
| Cornerstone Capital Bank, SSB | 5 | 7 |
| Nationstar Mortgage | 5 | 7 |
| First Western Trust Bank | 4 | 6 |
| Figure Lending LLC | 4 | 15 |
| Primelending | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 681 | 19.8% of 520 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 149 | 27.5% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 639 | 19.2% of 480 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 144 | 20.6% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 257 | 27.1% of 192 decided |
| Female | 129 | 29.3% of 99 decided |
| Joint | 406 | 15.2% of 309 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 68 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved