Mortgage lending in Jefferson County, Colorado
Lenders in Jefferson County, Colorado reported 25,277 mortgage applications for 2025, according to the CFPB.
25,277 mortgage applications and 15,680 loans originated in 2025; the denial rate was 17.2% of 19,984 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 25,277
- Applications
- 15,680
- Loans originated
- 17.2%
- Denial rate
- 3,442 denied of 19,984 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 25,277 | 15,680 |
| 2024 | 22,907 | 13,975 |
| 2023 | 21,521 | 13,322 |
| 2022 | 34,511 | 22,046 |
| 2021 | 68,179 | 47,603 |
| 2020 | 80,324 | 54,292 |
| 2019 | 51,040 | 33,641 |
| 2018 | 40,922 | 25,532 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,943 | 2,368 |
| Rocket Mortgage | 895 | 1,157 |
| Bellco Credit Union | 543 | 996 |
| FirstBank | 488 | 801 |
| Canvas Credit Union | 385 | 618 |
| Guild Mortgage Company | 367 | 534 |
| Elevations Credit Union | 320 | 426 |
| US Bank, N.A. | 293 | 604 |
| Ent Credit Union (68671) | 291 | 451 |
| CMG Mortgage Inc | 290 | 387 |
| Westerra Credit Union | 269 | 403 |
| Crosscountry Mortgage, LLC | 262 | 398 |
| Pennymac Loan Services LLC | 238 | 365 |
| Credit Union of Denver | 212 | 281 |
| The Loan Store, Inc | 209 | 284 |
| Fairway Independent Mort Corp | 206 | 298 |
| American Financing Corporation | 202 | 667 |
| JPMorgan Chase Bank, NA | 196 | 363 |
| Guaranteed Rate, Inc. | 185 | 351 |
| Credit Union of Colorado, a Federal Credit Union | 183 | 265 |
| Lennar Mortgage, LLC | 180 | 239 |
| Movement Mortgage, LLC | 152 | 207 |
| Climb Credit Union | 152 | 216 |
| New American Funding, LLC. | 151 | 291 |
| Navy Federal Credit Union | 144 | 290 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 201 | 33.6% of 149 decided |
| Asian | 624 | 16.2% of 470 decided |
| Black or African American | 164 | 22.8% of 136 decided |
| Native Hawaiian or Other Pacific Islander | 34 | no rate: base under 50 |
| White | 19,297 | 16.5% of 15,499 decided |
| 2 or more minority races | withheld | |
| Joint | 687 | 15.7% of 562 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,244 | 20.1% of 3,124 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,940 | 26.7% of 1,493 decided |
| Not Hispanic or Latino | 18,269 | 16.1% of 14,688 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,101 | 18.7% of 3,033 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,370 | 20.5% of 5,781 decided |
| Female | 5,499 | 20.5% of 4,342 decided |
| Joint | 9,978 | 12.7% of 8,134 decided |
| Sex Not Available | 2,430 | 19.2% of 1,727 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 84 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved