Mortgage lending in Grand County, Colorado
Lenders in Grand County, Colorado reported 1,603 mortgage applications for 2025, according to the CFPB.
1,603 mortgage applications and 968 loans originated in 2025; the denial rate was 18.9% of 1,259 applications decided. The median loan was about $505,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grand County, CO.
- 1,603
- Applications
- 968
- Loans originated
- 18.9%
- Denial rate
- 238 denied of 1,259 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,603 | 968 |
| 2024 | 1,482 | 888 |
| 2023 | 1,440 | 824 |
| 2022 | 2,187 | 1,332 |
| 2021 | 3,869 | 2,469 |
| 2020 | 4,075 | 2,577 |
| 2019 | 2,377 | 1,596 |
| 2018 | 1,954 | 1,235 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 102 | 127 |
| Crosscountry Mortgage, LLC | 55 | 82 |
| Rocket Mortgage | 44 | 71 |
| FirstBank | 38 | 49 |
| US Bank, N.A. | 30 | 52 |
| Pennymac Loan Services LLC | 29 | 42 |
| The Loan Store, Inc | 25 | 35 |
| Blue Federal Credit Union | 23 | 50 |
| Elevations Credit Union | 23 | 32 |
| Guild Mortgage Company | 19 | 24 |
| Originpoint, LLC | 18 | 26 |
| Synergy One Lending, Inc. | 14 | 16 |
| New American Funding, LLC. | 13 | 16 |
| Canvas Credit Union | 12 | 20 |
| NBH Bank | 12 | 13 |
| Wells Fargo Bank NA | 12 | 20 |
| BMO Harris Bank NA | 11 | 31 |
| Newrez LLC | 11 | 30 |
| American Liberty Mortgage Inco | 11 | 13 |
| Bank of Colorado | 11 | 12 |
| JPMorgan Chase Bank, NA | 11 | 17 |
| Zions Bancorporation, N.A. | 11 | 17 |
| Bokf NA | 11 | 18 |
| CMG Mortgage Inc | 10 | 18 |
| Better Mortgage Corporation | 10 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 20 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,256 | 18.1% of 996 decided |
| 2 or more minority races | under 10 | |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 286 | 23.6% of 216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 43 | no rate: base under 50 |
| Not Hispanic or Latino | 1,229 | 17.7% of 981 decided |
| Joint | 50 | no rate: base under 50 |
| Ethnicity Not Available | 281 | 23.0% of 209 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 455 | 21.5% of 353 decided |
| Female | 209 | 24.1% of 170 decided |
| Joint | 769 | 15.2% of 611 decided |
| Sex Not Available | 170 | 22.4% of 125 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 30 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved