Mortgage lending in El Paso County, Colorado
Lenders in El Paso County, Colorado reported 36,238 mortgage applications for 2025, according to the CFPB.
36,238 mortgage applications and 22,428 loans originated in 2025; the denial rate was 17.7% of 29,517 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Colorado Springs, CO HUD Metro FMR Area.
- 36,238
- Applications
- 22,428
- Loans originated
- 17.7%
- Denial rate
- 5,217 denied of 29,517 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 36,238 | 22,428 |
| 2024 | 33,472 | 20,349 |
| 2023 | 30,942 | 19,030 |
| 2022 | 50,379 | 32,047 |
| 2021 | 86,713 | 59,973 |
| 2020 | 94,162 | 64,938 |
| 2019 | 61,629 | 40,698 |
| 2018 | 48,158 | 30,128 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ent Credit Union (68671) | 4,499 | 6,516 |
| United Wholesale Mortgage | 3,125 | 3,910 |
| Rocket Mortgage | 1,221 | 1,609 |
| Guaranteed Rate, Inc. | 525 | 889 |
| Freedom Mortgage Corporation | 492 | 1,007 |
| Mortgage Research Center | 465 | 1,138 |
| Navy Federal Credit Union | 438 | 942 |
| Guild Mortgage Company | 391 | 572 |
| Pennymac Loan Services LLC | 389 | 680 |
| Newrez LLC | 346 | 773 |
| NFM, Inc | 309 | 376 |
| Fairway Independent Mort Corp | 299 | 414 |
| loanDepot.com LLC | 294 | 444 |
| The Central Trust Bank | 261 | 341 |
| Mortgage Solutions of Colorado | 220 | 297 |
| US Bank, N.A. | 216 | 494 |
| Flat Branch Mortgage, Inc. | 211 | 266 |
| CMG Mortgage Inc | 206 | 316 |
| Security Service | 199 | 368 |
| Air Academy Federal Credit Union | 199 | 258 |
| The Loan Store, Inc | 194 | 256 |
| NBH Bank | 189 | 267 |
| Nest Home Lending, LLC | 188 | 212 |
| Homeamerican Mortgage Corporation | 180 | 237 |
| V.i.p. Mortgage, Inc. | 169 | 192 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 346 | 24.4% of 274 decided |
| Asian | 1,153 | 19.8% of 944 decided |
| Black or African American | 1,650 | 24.3% of 1,277 decided |
| Native Hawaiian or Other Pacific Islander | 141 | 26.6% of 113 decided |
| White | 24,525 | 16.4% of 20,388 decided |
| 2 or more minority races | withheld | |
| Joint | 1,539 | 15.5% of 1,268 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 6,737 | 20.3% of 5,142 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,979 | 25.9% of 3,210 decided |
| Not Hispanic or Latino | 24,355 | 16.2% of 20,185 decided |
| Joint | 1,821 | 14.8% of 1,490 decided |
| Ethnicity Not Available | 6,083 | 19.1% of 4,632 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 12,356 | 19.9% of 9,959 decided |
| Female | 6,830 | 22.2% of 5,672 decided |
| Joint | 13,872 | 12.8% of 11,566 decided |
| Sex Not Available | 3,180 | 21.1% of 2,320 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 137 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved