Mortgage lending in Denver County, Colorado
Lenders in Denver County, Colorado reported 24,318 mortgage applications for 2025, according to the CFPB.
24,318 mortgage applications and 14,513 loans originated in 2025; the denial rate was 19.9% of 19,158 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 24,318
- Applications
- 14,513
- Loans originated
- 19.9%
- Denial rate
- 3,821 denied of 19,158 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 24,318 | 14,513 |
| 2024 | 23,370 | 14,181 |
| 2023 | 23,164 | 13,757 |
| 2022 | 36,976 | 23,192 |
| 2021 | 70,733 | 48,342 |
| 2020 | 81,397 | 54,418 |
| 2019 | 52,428 | 33,874 |
| 2018 | 42,417 | 25,691 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,825 | 2,325 |
| Rocket Mortgage | 662 | 944 |
| Guild Mortgage Company | 448 | 631 |
| Canvas Credit Union | 369 | 619 |
| FirstBank | 357 | 613 |
| Crosscountry Mortgage, LLC | 330 | 507 |
| JPMorgan Chase Bank, NA | 312 | 489 |
| Bellco Credit Union | 310 | 723 |
| Elevations Credit Union | 304 | 426 |
| Ent Credit Union (68671) | 280 | 470 |
| US Bank, N.A. | 244 | 543 |
| Guaranteed Rate, Inc. | 229 | 401 |
| The Loan Store, Inc | 213 | 301 |
| CMG Mortgage Inc | 203 | 306 |
| Pennymac Loan Services LLC | 199 | 321 |
| Fairway Independent Mort Corp | 198 | 296 |
| Bank of America NA | 190 | 364 |
| Westerra Credit Union | 175 | 333 |
| Credit Union of Colorado, a Federal Credit Union | 159 | 255 |
| V.i.p. Mortgage, Inc. | 156 | 203 |
| New American Funding, LLC. | 155 | 288 |
| Zions Bancorporation, N.A. | 149 | 268 |
| Zillow Home Loans, LLC | 135 | 180 |
| Climb Credit Union | 128 | 198 |
| BMO Harris Bank NA | 125 | 238 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 246 | 35.4% of 181 decided |
| Asian | 907 | 23.1% of 729 decided |
| Black or African American | 1,239 | 35.6% of 990 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 16,247 | 17.8% of 13,073 decided |
| 2 or more minority races | 59 | 30.0% of 50 decided |
| Joint | 668 | 12.5% of 535 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,910 | 22.6% of 3,563 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,713 | 28.1% of 2,912 decided |
| Not Hispanic or Latino | 15,439 | 17.7% of 12,422 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,390 | 21.9% of 3,204 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,045 | 23.2% of 6,267 decided |
| Female | 6,096 | 22.9% of 4,919 decided |
| Joint | 7,472 | 13.6% of 6,066 decided |
| Sex Not Available | 2,705 | 22.0% of 1,906 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 83 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved