Mortgage lending in Kit Carson County, Colorado
Lenders in Kit Carson County, Colorado reported 221 mortgage applications for 2025, according to the CFPB.
221 mortgage applications and 114 loans originated in 2025; the denial rate was 28.6% of 182 applications decided. The median loan was about $140,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kit Carson County, CO.
- 221
- Applications
- 114
- Loans originated
- 28.6%
- Denial rate
- 52 denied of 182 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 221 | 114 |
| 2024 | 174 | 94 |
| 2023 | 166 | 83 |
| 2022 | 233 | 128 |
| 2021 | 380 | 199 |
| 2020 | 343 | 175 |
| 2019 | 206 | 115 |
| 2018 | 221 | 116 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 14 | 20 |
| BMO Harris Bank NA | 12 | 21 |
| Equitable Savings & Loan Assoc | 10 | 15 |
| MNB Bank | 8 | 10 |
| United Wholesale Mortgage | 8 | 13 |
| The Eastern Colorado Bank | 6 | 9 |
| American Financing Corporation | 5 | 9 |
| Frontier Bank | 5 | 10 |
| High Plains Bank | 4 | 4 |
| Empeople Credit Union | 2 | 3 |
| The Loan Store, Inc | 2 | 5 |
| Golden Empire Mortgage, Inc. | 2 | 2 |
| Loan Simple, Inc. | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| Fairway Independent Mort Corp | 2 | 2 |
| NBH Bank | 2 | 2 |
| A&d Mortgage LLC | 1 | 1 |
| Figure Lending LLC | 1 | 2 |
| Nations Lending Corporation | 1 | 1 |
| Credit Union of Denver | 1 | 1 |
| TBK Bank, SSB | 1 | 2 |
| Primelending | 1 | 1 |
| Coastal Community Bank | 1 | 3 |
| Top Flite Financial, Inc. | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 184 | 25.5% of 153 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 154 | 25.2% of 131 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 84 | 29.0% of 69 decided |
| Female | 49 | no rate: base under 50 |
| Joint | 73 | 25.4% of 63 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2101 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved