Mortgage lending in Morgan County, Colorado
Lenders in Morgan County, Colorado reported 1,113 mortgage applications for 2025, according to the CFPB.
1,113 mortgage applications and 606 loans originated in 2025; the denial rate was 22.7% of 851 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, CO.
- 1,113
- Applications
- 606
- Loans originated
- 22.7%
- Denial rate
- 193 denied of 851 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,113 | 606 |
| 2024 | 1,035 | 591 |
| 2023 | 967 | 530 |
| 2022 | 1,527 | 827 |
| 2021 | 2,190 | 1,367 |
| 2020 | 2,048 | 1,242 |
| 2019 | 1,600 | 944 |
| 2018 | 1,385 | 790 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Colorado | 78 | 115 |
| United Wholesale Mortgage | 57 | 85 |
| Rocket Mortgage | 38 | 51 |
| Guild Mortgage Company | 28 | 39 |
| Loan Simple, Inc. | 25 | 35 |
| American Financing Corporation | 16 | 49 |
| FMS Bank | 16 | 26 |
| Crosscountry Mortgage, LLC | 15 | 21 |
| Pennymac Loan Services LLC | 14 | 22 |
| New American Funding, LLC. | 11 | 20 |
| Fairway Independent Mort Corp | 11 | 16 |
| Equitable Savings & Loan Assoc | 10 | 14 |
| JPMorgan Chase Bank, NA | 10 | 13 |
| Newrez LLC | 9 | 19 |
| Guaranteed Rate, Inc. | 9 | 14 |
| Pivot Financial Partners, Inc | 9 | 15 |
| Mortgage Research Center | 8 | 15 |
| Northpointe Bank | 8 | 10 |
| Golden Empire Mortgage, Inc. | 7 | 10 |
| Top Flite Financial, Inc. | 7 | 11 |
| Originpoint, LLC | 7 | 12 |
| Lower, LLC | 7 | 13 |
| Primary Residential Mortgage, INC. | 6 | 12 |
| CMG Mortgage Inc | 6 | 10 |
| Freedom Mortgage Corporation | 6 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 20 | no rate: base under 50 |
| White | 816 | 22.6% of 647 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 223 | 22.7% of 154 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 296 | 23.3% of 219 decided |
| Not Hispanic or Latino | 600 | 21.6% of 472 decided |
| Joint | 37 | no rate: base under 50 |
| Ethnicity Not Available | 180 | 25.9% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 438 | 26.3% of 335 decided |
| Female | 189 | 31.1% of 135 decided |
| Joint | 390 | 14.6% of 316 decided |
| Sex Not Available | 96 | 26.2% of 65 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 399 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved