Mortgage lending in Summit County, Colorado
Lenders in Summit County, Colorado reported 2,430 mortgage applications for 2025, according to the CFPB.
2,430 mortgage applications and 1,471 loans originated in 2025; the denial rate was 20.0% of 1,922 applications decided. The median loan was about $555,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Summit County, CO.
- 2,430
- Applications
- 1,471
- Loans originated
- 20.0%
- Denial rate
- 384 denied of 1,922 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,430 | 1,471 |
| 2024 | 2,069 | 1,243 |
| 2023 | 1,833 | 1,177 |
| 2022 | 3,150 | 2,043 |
| 2021 | 6,840 | 4,659 |
| 2020 | 7,468 | 5,101 |
| 2019 | 4,275 | 2,953 |
| 2018 | 3,419 | 2,300 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bokf NA | 145 | 194 |
| United Wholesale Mortgage | 136 | 183 |
| FirstBank | 121 | 184 |
| Alpine Bank | 73 | 109 |
| Movement Mortgage, LLC | 66 | 82 |
| New American Funding, LLC. | 50 | 66 |
| JPMorgan Chase Bank, NA | 45 | 63 |
| Pennymac Loan Services LLC | 33 | 61 |
| The Loan Store, Inc | 31 | 42 |
| Rocket Mortgage | 30 | 50 |
| US Bank, N.A. | 30 | 78 |
| Newrez LLC | 28 | 50 |
| Megastar Finanacial Corp | 22 | 33 |
| Elevations Credit Union | 21 | 25 |
| CMG Mortgage Inc | 21 | 32 |
| Morgan Stanley Private Bank NA | 21 | 24 |
| Charles Schwab Bank, SSB | 21 | 22 |
| Crosscountry Mortgage, LLC | 19 | 29 |
| Ent Credit Union (68671) | 18 | 32 |
| Bank of America NA | 17 | 38 |
| Zions Bancorporation, N.A. | 15 | 25 |
| Guild Mortgage Company | 13 | 21 |
| Ubs Bank USA | 13 | 16 |
| BMO Harris Bank NA | 12 | 41 |
| Guaranteed Rate, Inc. | 12 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 45 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,933 | 20.2% of 1,549 decided |
| 2 or more minority races | under 10 | |
| Joint | 55 | no rate: base under 50 |
| Race Not Available | 378 | 21.5% of 279 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 139 | 34.9% of 109 decided |
| Not Hispanic or Latino | 1,825 | 18.8% of 1,467 decided |
| Joint | withheld | |
| Ethnicity Not Available | 404 | 19.9% of 296 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 757 | 23.3% of 587 decided |
| Female | 372 | 24.3% of 292 decided |
| Joint | 1,077 | 17.4% of 880 decided |
| Sex Not Available | 224 | 14.1% of 163 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 15 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved