Mortgage lending in Clear Creek County, Colorado
Lenders in Clear Creek County, Colorado reported 541 mortgage applications for 2025, according to the CFPB.
541 mortgage applications and 309 loans originated in 2025; the denial rate was 22.8% of 421 applications decided. The median loan was about $385,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 541
- Applications
- 309
- Loans originated
- 22.8%
- Denial rate
- 96 denied of 421 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 541 | 309 |
| 2024 | 499 | 266 |
| 2023 | 497 | 271 |
| 2022 | 783 | 450 |
| 2021 | 1,450 | 938 |
| 2020 | 1,468 | 883 |
| 2019 | 1,032 | 609 |
| 2018 | 844 | 498 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 36 | 52 |
| Rocket Mortgage | 23 | 30 |
| Fairway Independent Mort Corp | 11 | 12 |
| Guild Mortgage Company | 8 | 10 |
| Select Lending Services, LLC | 8 | 12 |
| The Loan Store, Inc | 7 | 7 |
| US Bank, N.A. | 7 | 20 |
| FirstBank | 6 | 16 |
| loanDepot.com LLC | 6 | 8 |
| Crosscountry Mortgage, LLC | 6 | 7 |
| Pennymac Loan Services LLC | 6 | 11 |
| BMO Harris Bank NA | 5 | 13 |
| Resicentral LLC | 5 | 7 |
| Credit Union of Colorado, a Federal Credit Union | 5 | 13 |
| Nationstar Mortgage | 5 | 8 |
| Megastar Finanacial Corp | 5 | 8 |
| Synergy One Lending, Inc. | 4 | 4 |
| Navy Federal Credit Union | 4 | 9 |
| Elevations Credit Union | 4 | 5 |
| Movement Mortgage, LLC | 4 | 4 |
| New American Funding, LLC. | 4 | 5 |
| Newrez LLC | 4 | 6 |
| CMG Mortgage Inc | 4 | 4 |
| Mutual of Omaha Mortgage | 4 | 4 |
| Northpointe Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 424 | 23.8% of 336 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 97 | 17.1% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 404 | 22.6% of 319 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 101 | 21.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 175 | 30.8% of 133 decided |
| Female | 102 | 23.4% of 77 decided |
| Joint | 204 | 16.9% of 166 decided |
| Sex Not Available | 60 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 95 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved