Mortgage lending in Moffat County, Colorado
Lenders in Moffat County, Colorado reported 542 mortgage applications for 2025, according to the CFPB.
542 mortgage applications and 308 loans originated in 2025; the denial rate was 26.9% of 443 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Moffat County, CO.
- 542
- Applications
- 308
- Loans originated
- 26.9%
- Denial rate
- 119 denied of 443 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 542 | 308 |
| 2024 | 500 | 285 |
| 2023 | 397 | 240 |
| 2022 | 679 | 387 |
| 2021 | 1,107 | 685 |
| 2020 | 873 | 542 |
| 2019 | 640 | 386 |
| 2018 | 615 | 347 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NFM, Inc | 48 | 56 |
| United Wholesale Mortgage | 46 | 61 |
| Bank of Colorado | 30 | 36 |
| Rocket Mortgage | 16 | 30 |
| Crosscountry Mortgage, LLC | 14 | 19 |
| 21ST Mortgage | 8 | 32 |
| New American Funding, LLC. | 7 | 7 |
| Glacier Bank | 7 | 11 |
| Newrez LLC | 7 | 10 |
| Fairway Independent Mort Corp | 7 | 12 |
| Pennymac Loan Services LLC | 7 | 9 |
| Guild Mortgage Company | 6 | 15 |
| Freedom Mortgage Corporation | 5 | 12 |
| Figure Lending LLC | 4 | 7 |
| Panorama Mortgage Group, LLC | 4 | 4 |
| Union Home Mortgage Corp. | 4 | 5 |
| Securitynational Mortgage Company | 4 | 4 |
| Zions Bancorporation, N.A. | 4 | 4 |
| Alpine Bank | 4 | 7 |
| Navy Federal Credit Union | 3 | 6 |
| Mountain Valley Bank | 3 | 3 |
| Mortgage Research Center | 3 | 11 |
| Lower, LLC | 3 | 4 |
| Village Capital & Investment | 3 | 6 |
| BMO Harris Bank NA | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 424 | 24.5% of 351 decided |
| Joint | under 10 | |
| Race Not Available | 94 | 33.8% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 48 | no rate: base under 50 |
| Not Hispanic or Latino | 397 | 28.0% of 332 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 82 | 23.3% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 215 | 32.4% of 173 decided |
| Female | 104 | 35.2% of 88 decided |
| Joint | 178 | 16.0% of 150 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 463 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved